From the city that never sleeps: Think big & REBUILD!

October 30, 2012

1. Mother Nature has sent us a message, if you can’t control me, control your environment. Of course, we can do both, we just have to be a little smarter; think short term clean up and assessment of damage and long term policy for improving our way of life.

2. Short term, I can offer my company’s resources for rebuilding; try us, Merit Carpets, Inc. 631-249-2277. We’re not just floors! We are currently an open shop. Quality work at competitive pricing ( We’re there for the long term , too.)

3. To utilize the millions of people unemployed, may I suggest a compromise with the unions. During this emergency period, allow a more liberal use of apprentices to be hired to supplement the mechanics in all industries. In the Carpenter’s Union, there is a 4:1 ratio between journey men / full mechanics/ and apprentices. If you made this ratio 1:1 , imagine how many more people would be employed at decent rates with a measurable increase in productivity. If you offered incentives to small businesses during this emergency, perhaps even more people would find Unions a real benefit? Just a thought and open for discussion.

4. Mother Nature has taught us, that if we don’t improve our infrastructure, rails, roads tunnels and power grids , etc . , we will eventually be beaten back to the ” stone age”. So, to avoid a nullification of our vast technological achievements, let’s start our vast rebuilding plan. They say out of chaos comes order! We know we have a real need to rebuild, let’s not waste time thinking about it and become serious about our future and our kid’s future.


The Voice of Joyce: Contract with America/ an agenda for job creation &income equality

October 29, 2012

After listening to The Sunday talking Heads,morning and evening, I am more convinced then ever that a lot of Americans are questioning ” Why Vote”? I’m one of them. Neither Presidential Candidate has actually addressed any of the real issues Americans care about. It’s the economy! Romney’s plan is secret and Obama’s rhetoric is eloquent, but we have no reason to believe he’ll bail out the economy. In fact, according to the TARP top cop, Neil Barofsky, Obama’s asst. to Treasury, told Barofsky to go easy on the Banks. So why vote?

In the event, you feel compelled to favor one ideology over another, ask yourself if either candidate will enter into the following Contract with America that I propose? Surly, if they won’t , vote for me, Joyce, I won’t disappoint you. I am non partisan and believe the economy provides a compelling reason to change Society and requires voting on the issues, not on the Party. Consider the following agenda, while waiting for Sandy! A real agenda for change, for all of us, now!

The voice ofJoyce: Contract with American’s / an agenda to create jobs and more income equality

1. Overturn Citizens United. A Constitutional Amendment is required because Corporate Governance does not have the desire to do ” right” for anyone but themselves. The Supreme Court mistakenly sanctioned this law under the guise of ” free speech”, but it has proved to be a shadow banking system for the ultra wealthy, corporations (American & foreign) and other political entities serving the malign purposes of the few. Citizens United has had the corrupting ability to destroy our Democracy. One man one vote has been cast aside in favor of supporting the best political candidate money can buy.

2. Given our poor rankings in Health Care,education , and infrastructure in the world, we do not need another war or exotic projects to reverse this recession. We can implement projects using the lowest borrowing rates in our history. In fact, it would be folly not to start new projects now, because the pay off in revenue in 10 years would be realized. Why should the money sit idle?

3. How would we generate revenue sufficient to implement new projects while paying off our debt? We would implement regulations to stabilize our Monetary system and simultaneously reform our tax code. Every major economist in our Country expects another financial crisis to occur, so, we should be pro active: Re- instate Glass Steagall and tax the shadow banking system ( derivative markets, fast trades, et al) to decrease their influence on the ” free market” and increase income equality. America is the only Country on the planet allowing flash trades to exceed 50% , thus insuring that long term investment is nullified. For individuals to have faith in the Markets, we should regulate those Markets and assure that the stock market is a reflection of Wall Street and Main Street. Pre financial crash, 2.5 Billion trades occurred on a daily basis, now most people dare not trust the Market and trades average 500 million? Why shouldn’t we all benefit from ” good ” corporations’ financial returns?

Tax reform should be 2 pronged as well, but it’s easier to implement one quick fix. Treat capital gains as income. This single item, if implemented , has the possibility of bringing our Country back to fiscal solvency according to several leading economists. Then, we should consider a graduated income tax, starting at $ 40, 000/ year and up. We should capture all income levels and tax income accordingly on a Pre- determined graduated scale.

4. With the revenue we’ve generated, there is always ” room for reform”. Starting with Obama care, re- consider a single payer system by expanding Medicare. Medicare works. Eliminate the insurance companies, I know this is politically unacceptable, and implement negotiated drug benefits. Give Pharma a chance; personally I’d rather rely on accredited regulated Pharmaceutical companies. We have the tools to reform health care, we need the Political will.

5. Education Reform, was almost accomplished in 2008, I’m told. Well, it’s not too late to start being serious about educational reform. If we are to remain a world power, we should be increasing our kids math and science skills. Additionally, we should be abolishing the Student Loan program. And think about Loan Forgiveness, lest the burden of student loans overwhelms the middle class and creates another credit bubble. By all means, build schools in deprived areas, but stop creating Taj Mahals and for profit unaccredited Universities. We want real education and skills to benefit our kids, their community and the corporations producing products for the 21 st Century.

6. Mundane to be sure, but creating Infrastructure for the 21 st Century will pay off in bucks. We have crumbling bridges, roads, tunnels and antiquated rail and power systems. Isn’t it time to use the lowest borrowing costs available to re-build our Country using a Public/Private partnership? We could put millions back to work; infrastructure is so much more then roads. It encompasses the energy grid, our carbon foot print, an energy policy, more….

Like previous recessions, we could also employ many, by improving our National Parks. Let’s consider building new facilities to accommodate our expanding immigrant families. The Hispanic family, naming one group in our diversified community, tends to travel with more then 6 adults and children, wouldn’t it be great to build lodges, camp sites and housing acknowledging this reality. Our Nation is blessed with beautiful National Parks, why not make them accessible for all Americans to celebrate life well lived?

7. Most important. To create a just and equitable society, stop the revolving door between lobbyists and government. Set up a 7 year firewall between the two. It is the responsibility of Congress to write our Laws, not business. We should elect congressmen as if our lives depended upon them, because our lives do!

If we implement this kind of contract/ agenda with the American people, we will, I’m sure restore faith in ourselves. It’ s your choice , whether you choose me or one of our Presidential candidates, Choose hope, choose our future; it’s not hard to say yes to these few items. I RECOMMEND THE FOLLOWING:
. OVERTURN CITIZENS UNITED
. Reform education
. Reform health care/ don’t abolish it
. Develop infrastructure
. Stabilize our monetary system
. Reform our tax code and eliminate the capital gains tax
. Create a 7 year firewall between lobbyists and government

The choice is yours. I proposed this Contract with America for our benefit. Sincerely, the voice of Joyce


Hope for rebuilding, look around

October 28, 2012

1. If we were thinking about interfering in Syria, today’s article in the NY Times, gives us reason to pause. After we invaded Iraq to make the ” world and America” safe from Al Qaeda, it seems the Iraqi factions are drawn to help both sides of the internal Syrian conflict. Now both Sunni’s and Shiites are on opposing sides in Syria. The good news, Al Qaeda may be refocused on the mid- east leaving America free to rebuild itself.

2. Kings of a small batch Empire, the two guys who founded Brooklyn Flea, 2 years ago, Eric Demby and Jonathan Butler, are expanding. With help from Goldman Sachs, they’ll continue to influence the Brooklyn artisanal complex by building their own food incubators and creating alliances with Whole Foods for their vendors. Great Stuff , great food , at Smorgasburg, an all year food destination in Brooklyn, New York.

3. Fareed Zakaria Gps Sunday morning. Ken Rogoff and Joseph Stiglitz agree, that’s news. These two respected economists believe that capital gains tax reform would bring significant Revenue back to the economy. One can only wait and hope for this change to take place. Convert capital gains to income and you not only capture more revenue, you increase long term investment and thinking.

4. LOL. Fareed Zakaria on How much is enough? The Skidelsky’s on what’s enough or do we pursue the good life? Their point, Keynes never realized that some would never have enough. The good life has been documented along with what constitutes it’s pursuit and the expected trade offs. Obviously, the more time spent accumulating wealth the less time spent in other pursuits. Considering the trade offs; to pursue the good life , one has determine what is enough for you?


How money circulates at the Top….

October 26, 2012

1. US accuses Bank of America of “Brazen” mortgage fraud. NYTimes 10/25/12. Because there is no ” top cop” controlling the Bank litigation, various agencies are prosecuting the Banks as cases are brought to their attention. This is frustrating for the public as well as the Bank. Additionally, because of a lack of regulators and prosecuting attorneys, executives at the Banks are not being prosecuted at this time. Austerity has gone too far when we have to hire skilled attorneys as interns, to help in much needed litigation?

2. Sent 10/25/12 by Paul Spinard This is no surprise that the Crowdfunding law that was supposed to help the ” little guy” obtain money for start up businesses is now going to benefit the Securities Industry. The law has not gone into effect yet, however, registered broker dealers may be able to sell Crowdfunding – exempt securities right away, while other smaller funding portals will be denied access. Another, example of our market society at work. History keeps repeating and we can only watch with horror as bubbles form and burst.

3. Front page of The NY Times 10/26/12. Everyone is doing it. The Chinese Prime Minister has amassed Billions in the shadows through his family’s connections and business development. Wonder how the average Chinese person will receive this news, if they find out? Next, President Zuma of South Africa has been caught spending $27Million of government funds on his personal housing compound. And, Our own Presidential candidates have spent over a $Billion dollars to grab their prize? One can only wonder, what personal benefit will accrue? Life goes on at the top, all over the world, the rich are getting richer ?

4. LOL. Both Mitt Romney and Obama agree the earth is warming and humans are to blame. After a year of record smashing temperatures, drought, and significant ice melt, neither the moderators of the general election debates or the Candidates themselves, broached this subject. In fact, both Candidates, tried to outdo each other as lovers of coal, gas and oil, the very fuels responsible for the increase in carbon dioxide. But they’re entitled to Party on, with their spending approaching $2 Billion, they have reason to rejoice now : there may not be time when we become extinct?


The plutocrats /analysis of the culture

October 21, 2012

1. Bill Moyers 10/21/12. discusses: The Billionaire class with Matt Taibbi Of The Rolling Stones and. Chrystine Freeland who wrote The Pltutocrats. According to them:

Neither party represents the poor or the middle class from Bill Clinton onward. One asks, Why is every one passive.? Demoralized? The entire intellectual class has been captured by the notion that Plutocracy was bound to happen and welcomed. The Poor deserve to suffer, somehow it’s their fault that they are poor. To complicate this notion, those who dismiss the poor, believe they are “the good people.”

Everyone thinks they are the good guys. Someone else has evil motives. This sincere self justification is dangerous because you can rationalize anything , no matter how egregious. We are going toward a society where there is a disconnect between the very wealthy and the rest of us. They do feel entitled. So much power is isolating.. Obama is not very different from the rest of the Plutocrats, he is closer to Romney then he is to the rest us.

It’s been stated that, No one is rebelling because no one is offering a new compelling narrative. Neither party is offering up a manifesto and that’s what’ missing. New ideas….

The last item to be discussed by Bill Moyers, was coercion of employees by employers; who state, if you want the good life you will vote for whoever I say. Moyers cited mostly Republicans responsible for this rhetoric. However, though the Gilded age is back, it includes both Republicans and Democrats. NO ONE IS SAFE FROM THIS COERISION, IT HAPPENED BEFORE. (1907?)

Since, Money has corrupted every institution we have. Would you seriously consider getting money out of politics?

If you think times are bad now, we haven’t seen the ultimate in bad times , yet. This era won’t go away unless we all care about our families first and our community. I do wish everyone would sit and think and consider what has happened and say NO MORE, WE’VE HAD ENOUGH! Please for the love of our families, for the love of our Country, for our responsibility to each other, won’t you think and consider alternatives?


Other’s are improving their cultures/ They ‘re serious about reform!

October 20, 2012

1. Bold moves by South Africa, they intend to spend 100 Billion on infrastructure. On Wednesday, Mr. Zuma met with business leaders and called upon them to make personal sacrifices by voluntarily forgoing raises and bonuses for a year, as a strong signal of a commitment to build an equitable economy. Quoted from the NY Times 10/20/12 .

2. Housecleaning then dinner? Silicon Valley perks come home NY Times 10/20/12. Now that technology has allowed work to bleed into home life, it seems that companies are trying to address the impact of work on home life. They’re wise, they hope to minimize distractions and sources of tension at home thus increasing focus and creativity at work!

3.More on Politicians who understand the challenges of governing. Not all politicians are acting irresponsibly. The Economist 10/6/12. Mexico seems close to a big labour market over haul. Brazil has a combined a vigorous stimulus with steps towards trimming it’s growth throttling pay roll taxes. But in the world’s big three economies , politicians are either dithering or doing damage. Central Bankers alone can not save the world’s economy. It’s time for politicians to pitch in.

4. LOL When even zoologists contemplate the structure of our financial systems it’s time to reflect on what have we wrought! The FT 10/2012. In finance too, complex ecosystems can be vulnerable. Looking at the US financial crises past and present, one notices that Glass Steagall was the most important regulatory reaction to the great depression running 37 pages. Fast forward to the financial meltdown of 2007, Dodd Frank was produced numbering 848 pages and 10 times that in implementing rules. The moral – more is less – remains. Time to get back to work?


Other’s are improving their cultures/ They ‘re serious about reform!

October 20, 2012

1. Bold moves by South Africa, they intend to spend 100 Billion on infrastructure. On Wednesday, Mr. Zuma met with business leaders and called upon them to make personal sacrifices by voluntarily forgoing raises and bonuses for a year, as a strong signal of a commitment to build an equitable economy. Quoted from the NY Times 10/20/12 .

2. Housecleaning then dinner? Silicon Valley perks come home NY Times 10/20/12. Now that technology has allowed work to bleed into home life, it seems that companies are trying to address the impact of work on home life. They’re wise, they hope to minimize distractions and sources of tension at home thus increasing focus and creativity at work!

3.More on Politicians who understand the challenges of governing. Not all politicians are acting irresponsibly. The Economist 10/6/12. Mexico seems close to a big labour market over haul. Brazil has a combined a vigorous stimulus with steps towards trimming it’s growth throttling pay roll taxes. But in the world’s big three economies , politicians are either dithering or doing damage. Central Bankers alone can not save the world’s economy. It’s time for politicians to pitch in.

4. LOL When even zoologists contemplate the structure of our financial systems it’s time to reflect on what have we wrought! The FT 10/2012. In finance too, complex ecosystems can be vulnerable. Looking at the US financial crises past and present, one notices that Glass Steagall was the most important regulatory reaction to the great depression running 37 pages. Fast forward to the financial meltdown of 2007, Dodd Frank was produced numbering 848 pages and 10 times that in implementing rules. The moral – more is less – remains. Time to get back to work?


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