The Voice of Joyce: NESRI events Progress Universal Health Care

August 31, 2015

2cb02eeec022aaa6acf4eaae43f1cd69-1Photo on 8-31-15 at 2.42 PMDear Followers:

These announcements have been forwarded to me by NESRI ( the organization for National Economic and Social  Rights Initiative)  Please review and share with friends, if interested.  I do hope to serve our Community on a micro and macro level.  All are welcome to contribute to news that benefits our Society and calls for action by “we the People”.  We are not powerless!   Tune in to NESRi’s Webinar, available below on Universal Health Care Progress.

We are pleased to announce the launch of the Healthcare Is a Human Right Collaborative!

After years of close collaboration, NESRI and four partner organizations, Vermont Workers’ Center , Southern Maine Workers’ Center , Healthcare Is a Human Right-Maryland , and Put People First! Pennsylvania, are launching the Collaborative to elevate the people’s movement for the human right to health care.

Join us September 1st at 3pm EST/12 PST for a webinar showcasing experiences and strategies from the growing movement for universal, publicly financed health care. Organizers will be on hand to share the campaign model, participate in an in-depth discussion, and respond to questions from participants. Reserve your spot today.

With excitement,

The NESRI Team

Our Mission

In partnership with communities, NESRI works to build a broad movement for economic & social rights, including health, housing, education and work with dignity.Based on the principle that fundamental human needs create human rights obligations on the part of government and the private sector, NESRI advocates for public policies that guarantee the universal and equitable fulfillment of these rights in the United States.

NESRI is a 501(c)3 non-profit organization. We rely on the support of foundations & individuals like you! Your tax-deductible donation helps us promote human rights in the United States.


HCHR Healthcare Is A Human Right

RSVP: Healthcare Is a Human Right Webinar

Hear from campaign organizers and pose questions to the speakers.

CONNECT:  Sign up for the Healthcare Is Human Right News Bulletin

RESPOND:  Are you a resident of Pennsylvania? Fill out P ut People First! Pennsylvania’s health care survey in English or Spanish

EVENT: September 19-20. York, PA.  Put People First! Pennsylvania Membership

the Voice of Joyce: Check out my Blog while I work on a TED pitch: Periscope scheduled for Tues @ 11am

August 31, 2015

2cb02eeec022aaa6acf4eaae43f1cd69-1Dear followers:

Tune in Tues for my Broadcast on Periscope @11AM

Check out  one of my Posts on word Press :

This sample provided for your review, comments and sharing.

There’s more to come as I prepare for my TED pitch.

Have a great day. Joyce

the voice of Joyce: Periscope @11am Tune In:Topic Disruption

August 28, 2015

2cb02eeec022aaa6acf4eaae43f1cd69-1Dear followers:

Much is happening in the Financial Markets, since we can’t live with them and we surely can’t live without them, let’s discuss.

It will be great to hear from every one again.’

  • Tune in at 11am.
  • Follow me on word press and Twitter.

All the Best. Joyce

“the heart and pulse of the Middle Class”

the Voice of Joyce: News @11am Periscope

August 26, 2015

2cb02eeec022aaa6acf4eaae43f1cd69-1Dear followers:

Tune in at 11AM for the latest news and thoughts on Saving the Middle Class!

See you at 11AM

Follow my Blog Posts on the

Check out Twitter@grandmajsilver

Do follow and share my ideas, or add your own.  Ideas are meant to spread, like “TED” talks.

“the heart and pulse of the Middle Class”

Joyce: Tune in Periscope 11AM: revolted?

August 25, 2015

Dear followers:

  • Check out my Blog, on Revolt/Revolted and let’s discuss!
  • Tune in to Periscope at 11am
  • Open to Q & A during and after our broadcast.
  • Speak to you later.  Like TED: we have ideas to spread!

“The heart and pulse of the Middle Class”

The Voice of Joyce : Revolt or be Revolted? Our choice when Politics effects US 

August 25, 2015

Revolt or be revolted?Photo on 8-24-15 at 9.16 AM


What do you think?  People speak to me and say, compared to where they’re from, life in America isn’t so bad?  We’re not competing with how bad is bad. . We’re not competing with death, like emerging cultures are forced to accept.   Americans  have been duped into subsidizing the upper classes by draconian measures.  Many have  been convinced  that it is in their best interest to support Ideologies which have destroyed Middle Class AMERICAN lives.

  • Not a believer, let me cite a few examples.

In 1916, the California  oil subsidies began. The California road system, as we know it,  was designed for rail. However, in the 1940’s as rail declined GM took over the street car lines and voila we accommodated cars not rail lines. Which became inadequate for California’s booming population. Prior to that at the turn of the 20 C. , 4 rail barons ruled the transportation network of California.   According to Wikipedia, the early Rail Robber Barons wanted to curtail competition within the State.  They too, stifled rail and transportation growth.  They kept the rail from going to  San Diego because they wanted to insure that San Diego never flourished as a Port.

  • Self interest and corruption limited the availability of the rail system within the State of California.
  • Rail systems were additionally stifled by poor planning.  In some instances,   more then a 100 yrs have passed between planning ,  need and implementation!  Unfortunately, this scenario is being replayed throughout our country.  Look at Transportation needs on the East Coast.    Our tunnels are also  over a 100 yrs old!

By not funding infrastructure for transportation, we are delaying progress to our Communities.  Worse, by continuing the subsidies for coal, oil and gas, that were started at the turn of the last Century, we are stifling innovation in alternative fuels.

  • The $660 Billion  spent, largely by the Middle Class, on  oil and gas subsidies, prevents weaning us off fossil fuels.  Worse, it makes it very expensive or impossible to develop and pass alternative plans.
  • Our Policies perpetuate a way of life that should be transitioned to a more progressive system of energy deliverance . It’s not easy to accept new habits or a new way of life, but our policies are counter productive to the existence of life. Therefore, when Al Franken , a Minnesota Senator, says, ” let’s get rid of oil subsidies”, everyone in America should join the chorus.

Another, egregious policy, forced on “We the People”, is Citizens United which makes running for office a sport, with high stakes players influencing Politics and Politicians.  It’s like Reality TV shows,or  a boxing match,  while we, The Dwindling Middle Class, is a passive spectator.  A Constitutional Amendment is needed to bring back our Democracy.  Since elected officials can’t  or won’t overturn Citizens United, it is my belief,  that “we the People” united, can bring back our Democracy  by acting to together to spread good ideas and support our own Candidates for office.

  • I propose we circumvent the normal campaign channels and create our own public option of campaign finance reform,  at the local ,  state or federal level.
  • Read the rules and start proposing candidates of your choice.
  • Put their names on ballots
  • Campaign and vote for them.
  • We have a Democracy to reclaim.

My next pet peeve is Student loans. The same folks who brought us FANNIE and Freddie brought us Sally Mae,  their little sister. The program was started by Eisenhower, funded by Johnson and then bastardized by Bush and Obama. Prior to the Bush administration the Federal Government covered Student Loans.  It must have been more fairly administered, because I had no idea it had become a massive pernicious industry.   In 2004 , under Bush, the Banks and equity  administered  the student loan program.  Obama, had a better idea and placed the administration under governmental control, with a caveat:  Poor and Middle Class kids were charged too much interest and the loan could called or remain outstanding and payable for 25 yrs.  Additionally, these loans are not discharged through bankruptcy, and they are 99% guaranteed by parents.  Instead of fixing the problem,  we’ve stuck a band aid on it. What do we do?  Be creative!

  •   Circumventing parts of  DODD Frank would be a step in the right direction towards financial reform.  Using Greenspan’s model of 30% reserves would make Banks accountable and better lenders as risk in Banking became a “non-issue”.   My  #tax risk on derivatives and fast trades bringing Billions, if not a Trillion back into the system would move the Country into  forward gear!
  • The same principle that applies to job creation: 22,000 jobs for every $50,000 spent of $1 Billion,  holds true for College endowment funds.   Those Universities sitting on a Billion $’s  or more,   could fund 22,000 kids for one year. Let’s be reasonable. Endowments are not reserves never to be used. They should be funding the best teachers. R&D and student body, independent of the kids socio economic background. Diversity,  we’ve proven is good.

There is something rotten in America and it’s not the immigrants. It’s the people in power who have ” good” intentions and create profit centers for themselves as they impoverish the rest of us. Need the facts. Neither Clinton or Mark Rubio is correct. Student loans can and should be abolished.  However,  if  a poor or middle class person is ok repaying student loans at low interest at no more then 10% of their income over 10 yrs.   Let’s level the playing field  and tax the wealthy at 10% of their assets ,  too!  The Plan, everyone gives back to Society enabling our country and other economies to prosper and grow.

  • Why should middle class dollars alone be responsible for supporting government institutions.  We need universal health care, education, R&D, technology, infrastructure, clean air, clean water, the list is  as long as our imagination.   It’s un-American  for only the Middle Class to pay the Country’s bills without having “our voice” heard.  Everyone should be paying into the system
  • I am not into punitive. I am espousing common sense laws for financial and tax reform.
  • If you agree, dear followers, please share my thoughts with others and together we will have started a movement to “take back our Democracy” from “special interest” groups.

Thank you for reading, listening and sharing my ideas with friends.  I remain, “the heart and pulse of The Middle Class”!

The Voice of Joyce: Corruption, always here? I propose new “accountable” Institutions.

August 24, 2015

2cb02eeec022aaa6acf4eaae43f1cd69-1Photo on 8-24-15 at 9.16 AMDuring the last week, many questions were posed as I lingered over Coffee at our local shop, Cup of Joe’s.  Someone asked, hasn’t corruption always been present in our Society?  The short answer, YES!   When , the “animal spirits ” run rampant, like 1901, or before the1929 crash or 7 yrs after the 2008 Fiscal crisis, corruption is reined in by changing the laws to restore balance between the classes.
In 1901 , Teddy Roosevelt broke up the monopolies much to the chagrin  of the Republican Party.   TR Was appointed Vice President under McKinley, a “no where” job . The Republicans thought TR would be buried in office. However, thru a quirk of fate, McKinley was Assassinated on 9/14/1901, by a man claiming he was unhappy with  corruption in government. TR became President to the dismay of the Republican Party and made it his mission to dismantle the trusts, the monopolies of the day. He used the investigative press to his advantage and successfully litigated Standard Oil and others.

His actions alone, were a step in the right direction, however, “animal spirits” on Wall Street continued unabated ending in the Crash of 1929.  For FDR, this event, coupled with massive unemployment, triggered the Laws that “reined in Wall Streets ” spirits” , once again, for 66 yrs.

  • Fast forward to modern times. we have continued to let Wall Street flourish at the expense of “we the people”. I believe, there can never be change unless the People are Revolted. We the People, sounds good, but it has no meaning till we care enough about ourselves to act and demand a better way of life. No Political Party will act on our behalf.   It’s up to us, to change our Society.
  • #BlackLivesMatter
  • #livesmatter
  • For a start, #TaxRiskStopInequality. If we supported this one tax , I proposed, we could create significant revenue which was tractable and accountable under “New Institutions”.
  •   We could create new “job” programs that would be tracked separately from the existing systems.
  • We would be developing  accountable parallel systems to be eventually integrated within the existing structures. Do not retrofit, or destroy, merely create a new responsible entity that dissolves into a larger structure.
  • Then we can streamline and eliminate duplication of efforts. This program successfully worked at Ford, PFIZER and Bankers Trust.  I know, I was encouraged to create my own”companies” within each of these organizations, in order to achieve “the Corporations’ mandate” of change.

Once we’ve attained a level of revenue and competency , we can work on tax and financial reform. I think Greenspan is right when he says, “the Banks should have 30% in reserve”, then you can circumvent parts of Dodd Frank.

  • Put accountability back into our monetary system.
  • Start  changing the culture of our Country.
  • Back to basics, AMERICA and Americans first.

It’s hard for good intentioned people to change, but it can be done.  I’m told by professionals, changing habits takes 21- 250 days!   Join me in demanding a better way of life and we’ll get it.  I believe change in 2015 will come from  “we the People”,  as we raise our voices together demanding a better way of life. Let’s not go through another election cycle with nothing accomplished and no better off then we were 6 yrs ago..

“We the People” are starting to “get it”.  We need everyone to “get it”.  I welcome your support and help in spreading ideas to change our World.  All the best.

“the heart and pulse of The Middle Class”

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