Joyce America Speaks Periscope @11am Doing nothing is not an option! America needs work!

 

I am irate! Why? Events and problems I thought were solved remain in Limbo.
Insurance companies still don’t have assurances from our government that they’re being paid. This is cruel to everyone: the Corps. , the hospitals , Doctors and” we the People”.
Infrastructure is not being done on a grand scale because States have no excess cash. Since, they are struggling to pay their Medicaid bills, a normal on going costs, there is no money left over for infrastructure. . Toll roads and gas taxes have been proposed and these additional taxes would further burden the working poor and Middle Class.
The stock market rises based on the assumption there will be tax cuts and deregulation of many industries. Irrational exuberance perhaps once again, as Bankers and Pundits close their eyes to the gathering Financial Bubbles.

 

Meanwhile , Eric Prince reemerges to save Afghanistan , this time with a provisional government ? What does he know about Nation Building? I still remember Blackwater’s stain on Iraq. No matter, his men were recently acquitted for murder. We don’t need his mercenaries for hire in Afghanistan, the Afghanis will hate us more then they do now. Afghanistan wants Americans out of their Country.

 

Since WWll we have intervened in civil wars costing millions of lives on all sides. What have we accomplished? Why persist? We should be looking inward to repair our own decaying infrastructure.

 

We should stop whining and start solving problems. Step one would be to lower the Corporate tax rate to 28-22% and close all loopholes. Collect taxes from Corporations and use those taxes for improving our Country. We can tax  their Corporate Foreign subsidiaries at 15%. That would take some of the pressure off of the States. As I’ve stated before,  there are other ways to raise revenue. We’ve seen the affects of tax cuts on Corporate America. Tax cuts increase individual salaries at the top leaving American workers either jobless or underemployed. No more tax cuts. We are stretched too thin as it is!

 
In my own City, I found it disturbing that the most crowded subway lines in the City, The #4,#5, &#6  trains could add 10 extra trains to relieve congestion on the Lexington Avenue Lines.  What’s the reasoning behind underutilization of serviceable trains? Why now? Today a story in the NY Times, clarified “our” problem.  Lack of funds.  DeBlasio has proposed a targeted tax on singles and families earning $250,000 and $1,000,000.  A 7% tax increase, similar to my proposal to raise the income level on payroll deductions , would raise approximately $800 Billion  annually, enough to fix our ailing subways.   Subway Transportation is critical infrastructure in this City , we need it on time and reliable.  We need it now, not in 10 years.  Finally, a method suggested that does not tax the working poor and the Middle Class.

 

Another day , another problem and sometimes a solution.  There are many solutions. Who will legislate them and make Americans’ daily lives less stressful and more productive is the issue?     Doing nothing is not an option.  Infrastructure in our Country is so poorly maintained , the Public is at risk.

 

See you at 11am and we’ll chat.

“the heart and pulse of the Middle Class”

The Voice of Joyce: Why is productivity low? I have the answer! Clue: don’t blame “We the People” ! 

 

 

For too long, We the People have listened to the experts telling us what’s good for the economy and how to improve productivity.  Only one journalist and I agree with him,  Neil Irwin,  stated in his column in the Times,  ” poor productivity would increase when wages improved”.  Is anyone listening?  Low productivity is correlated with low wages. 

 

Did you ever own your own business?  If you had, you would have realized that if you worked with your employees, made them feel part of your team, they produced for you.  I know.  I was an employer, first in large multinational corporations, then in my own contracting business.  I paid good salaries for quality work. We were customer-service oriented.  When a job was scheduled, it was installed and finished.  It didn’t matter if we installed single apartments or an apartment house. The materials were always cut and ready for installation. No matter the size of the job, I employed a supervising foreman, and we did it right the first time!

 

Today’s labor is given boring repetitive jobs to perform for little pay. Most employees have to work 2-3 jobs to pay their bills. We already know very few in the middle class have 6 months’ savings on hand. Yet, what do I hear?  Business needs “certainty” to invest. That is a “crock of s***t”.  For nine years we’ve coddled Big Business and what have we gotten? The answer is zero investment in America and Americans, stagnant wages, non compete clauses, and competition from imported foreign workers.  As businesses merge, the American worker has no place to go to for upward mobility. Monopolies and crony capitalism have stifled the American worker.

 

You don’t have to look far to see the toll of selfish greed on the faces of Americans.  We don’t even have affordable quality healthcare though we manufacture the best imaging devices in the world?  Why is productivity low? Asked and answered!  Why has this occurred? We have given Big Business tax breaks; we have encouraged Big Business to increase their cash hoard by investing overseas.  No one has told business to stop investing in the American worker.  No one has told Big Business to stop rewarding executives and to stop buybacks.  Except for Gretchen Morgenson, there has been very little chastisement of industry practices, which are anti-American.  If Big Business had confidence in themselves, they would invest in their manpower and their product.  While the rest of the world is emerging from recession, we are digging ourselves right back into hard times.

 

No need to wonder why people are in despair. They are overworked, overlooked and underemployed. They are also saddled with student loan debt. The list of ” We the People’s ” burdens is long. When and who will give Americans the relief from misery and poverty that is long overdue?

See you at 11am Monday and we’ll chat. ,

” the heart and pulse of the Middle Class”

JoyceAmericaSpeaks Periscope @11am Trump’s relentless pursuit of bad policy hurts the middle & lower classes

 

 

 

If at first you don’t succeed, try, try again. I get it. I certainly made every effort during my professional career to provide adequate healthcare benefits and vacation time for my employees.  I was the CEO; it was my job to provide work for my mechanics. When work was scarce, we worked part time, keeping folks employed at less pay.
When I predicted in 2010 that the economy would not improve , I closed my business with my employees knowledge and encouragement.
That’s life in a small business: persevering against the odds, trying to maintain stability in a chaotic business climate, and surviving as long as possible to maintain our niche.

 

Contrast my perseverance in small business with the Federal Government’s perseverance on bad health care policy under President Trump.
Mitch McConnell lost support for the Republican health care policy. Fortunately, three women GOP Senators stopped him.  (Susan Collins, Lisa Murkowski and Shelley Moore Capito)   The vote was 48 to 4.  Now McConnell intends to repeal the bill next week, though he doesn’t appear to have the votes to pass.

https://www.nytimes.com/2017/07/18/us/politics/republicans-
obamacare-repeal-now-replace-later.html?smprod=nytcore-iphone&smid=nytcore-iphone-share

The seven-year Republican quest to repeal the Affordable Care
 Act seemed to reach a dead end Tuesday, but President Trump 
vowed to “let Obamacare fail.”

 

Trump, whose job approval rating is at 36%, is now so angry that he has no victory on healthcare, he is blaming Democrats for this loss , when Democrats were not even involved in creating the Senate bill, nor were they being counted in the vote!   He intends to “let Obamacare fail” as he stated on all the cable networks yesterday.

 

The ACA is still intact and only in trouble, if Congress fails to reinstate the individual mandate and the Insurance Subsidies guaranteed under the ACA.  Open enrollment on the exchanges, restarts in November!   New York State is open for business with many insurance companies participating.  However, I’ve just heard from NPR that insurance subsidies are continuing through July, August is up to the Senate to fund?  The uncertainty continues.

 

If the Senate bill had not been blocked, many Americans would be anticipating increased insurance premiums. Mitch McConnell doesn’t seem to understand what Repeal means for millions: no medical care for serious medical conditions, loss of insurance, cuts to Medicaid, rural hospital closures, and increased emergency room visits. No one is prepared for the ensuing chaos that will unfold. Make no mistake,  millions would be immediately impacted by this thoughtless political move.  Instead,  why not improve the ACA  by initiating minor negotiations with the insurance companies and pharmaceuticals?  The Democrats are eager to offer assistance.

 

If McConnell were a CEO , he would most likely have been removed for non performance. However, we’re stuck. Not only does he and his coterie of followers intend to Repeal the ACA at some point in time, they are unveiling their Federal Budget next. Get ready as they pursue with vigilance draconian Tax Cuts for the wealthy, increases for Defense and you guessed it, decreases to entitlements;  Social Security and Medicare, disabilities and unemployment insurance.

 

 

They are persevering. The same unpopular issues keep coming back to cripple the poor, the working poor, and the middle class.  Let’s not make it easy for those espousing such bad policy. We must advocate for new revenue generation. Tax cuts for the wealthy and big business don’t help us. We know.  We’ve seen that policy play out over the last lost decade of the American worker. Add these bad policies to the authorized influx of 15,000 skilled foreign labor under the H2-b visa and we have a concerted effort to further undermine the American worker.

 

 

First, they take away our good paying jobs and send them off shore.  Now,  they are putting our healthcare in jeopardy, and may do the same with our Social Security and Medicare.  And finally, while claiming Americans first, they plan to bring 45% more skilled foreign labor to America to compete with Americans.

 
Too bad Trump and his administration forgot their business credentials.   Keep your workforce well paid and employed and they’ll perform for you and gladly increase production.   Why increase foreign participation in our workforce, when Americans are unemployed and underemployed?  At record profits, why aren’t American businesses, doing business with the government, tasked with training the American workforce?   In Government, it’s not worthwhile to pursue bad policy, not when you won the election on , America and Americans first!

 

See you at 11 am and we’ll chat!

“the heart and pulse of the Middle Class”

 

Joyce America Speaks Periscope @11am Je suis Humain!  Tu es Humain! We’re not perfect…

Je suis Humian! Tu es Humian ! Being human, is a blessing and a curse.   There is no perfection in humanity.

 
Without perfection we can’t judge ourselves or be judged. We are what we are! That’s why we  live with Laws and Regulations , or we experience chaos.

 
No sense hating Trump and his proposals , he is a symptom of our changing time. No sense hating or feeling miserable for ourselves either, who knew we were plunging into unknown territory for us and our kids?

 
Though the knowledge was staring us in the face, we collected wounds like badges of honor. It felt good for a while, being a victim, carrying grudges and despair has it’s limitations. It is far better to accept our role in our own demise and figure out a way to move forward.

 
Yesterday, I  jokingly told a friend I could do anything.   She responded, “can you play Rachmaninov”?   and I said,  no. I’d leave that expertise to her, a concert pianist. I admit my fallibility and  will gladly ask for your help.

 
We’ve remained silent too long; Suffering  in silence, being calm, carrying  on!   That’s ok once we’ve got a plan to take back our Country and our moral compass from the Barbarians holding us hostage. Till then , we must unite and  understand our common plight .  70% of us are in the Middle and lower classes.  We out number the wealthy 3 :1 .   Let’s commit to do something to make our lives meaningful. Strike for the Common Man which is most of us and let’s demand a reinstatement of our values, our sense of community and equal opportunity for all.   Nothing less will do.

 
No more fretting about tomorrow. Tomorrow is here and it belongs to us! Carpe Diem. !

“the heart and pulse of the Middle Class”

Joyce America Speaks Periscope @11am Friday: The shooting!  Bad policy is making people “crazy”.  Do you see “we the People”, yet? 

 

 

 

As dreadful as Wednesday’s shooting was, Congress has no reason to believe this is a one off!    Congress continues to pursue Trump’s agenda on Healthcare  “Repeal and Replace”, knowing that millions will be unable to purchase affordable healthcare.  Even if the changes are cosmetic and they kick the “can down the road, why create the perception of harm?  Trumps Agenda,  that he is partially disavowing,  has created hysteria among the populace.

 
The decent folks on the right and the left  who are watching Congress and understand that policy that hurts the Middle Class, also know that policy is not handed down to a Biblical figure, from on “high”.   Rather,  Bad policy  is made by elected officials, who know the people they are hurting!  That’s sad!  How can Congressmen and women, in good conscience , harm the constituents who elected them to  safeguard and protect their rights?   “We the People”,  now recognize that Laws made  by Congress and the President are not in our “best interests”.    Special interest groups demands   and their Lobbyists ,  come before the needs of “we the People”.

 
Until Congress and the President realize that ” we the People” understand our sorry plight and understand that we are not content to have a two Class system, violence may continue.

 
I spend my waking hours thinking how to prevent a Revolution and how to counter bad Federal policy in a rational manner. I’ve come up with Litigation and a National Strike.

 
I know that trickle down economics doesn’t work. So do most people. Our problem, we should have been shouting our stories of despair, loud and clear, every time more then 100 people lost their jobs. Unfortunately, as humans we were too trusting and hopeful, believing our State of Inequality would be short lived. We never realized, like Piketty did, that once the wealthy Class became obscenely wealthy, preservation of their wealth would become an end in itself. The wealthy enjoy their perks and have no intention of sharing. Like a” large sucking sound”  our money, money from “we the People” has gone  to fund the lifestyles of the rich and famous. While “we the people”  struggle to  make ends meet.

 
We understand. We see what’s happened and we’re not content to let this State of Inequality continue. I don’t agree with the Fed raising rates. I see it as a massive giveaway to Wall Street once again. I’d rather use some of those bonds to bail out the Middle and poorer classes. According to my calculations, $1.7 Trillion in bonds could be converted into a cash check of $12,000 to help 154,000,000 survive.

 

A social safety net  for the Middle and poorer classes would be spent and not saved. It would be cash used to fuel many businesses. It’s worth a try!   ” We the People” have suffered for 9 long years with low wages and marginal employment.  America’s Market Society has not worked for us, though it has rewarded CEO’s irrespective of their performance and their shareholders.

 

If  QE for the Middle and poorer classes is not feasible, I’d like to know why not?  I require an explanation for my 10,000+ followers in my on line Community.

 
What do you think dear followers? How do you feel about recent events? Do you think the folks in Congress or the President see us yet?  
See you at 11 am Friday and let’s chat.
“The heart and pulse of the Middle Class”

JoyceAmericaSpeaks Periscope @11am Long live the Revolution! 

 

 

I don’t know if there are conspiracies at work. What I do know is the election of Donald Trump was the last gasp of a a moneyed few sponsored by lobbyists, big business and the alt right. They can wreck havoc with our World as they try to hold onto their power and money by impoverishing the rest of us. Or we the People can defeat them!

 
With your help dear followers, web can resist and advocate for change that benefits us. My loyalties and passions reside , with ” we the People”. The Middle Class, the center and any stranded by our Gig economy struggling to make a living , or struggling to survive.

 
The People supporting Trump are varied. They can be the Uber Wealthy, or racist or the Middle Class, like you and me desperately wanting to believe that Trump and his cronies will help you.   I’ve heard the refrain, he has so much money, why wouldn’t he share?, he doesn’t need more? That’s precisely my point, his type of person, never has enough and doesn’t share. They recognize no one else except those in his select clique.

 
Just like the Kenyans, our country has been hijacked by an elegant group of thieves in designer suits. The worst kind of despot. Slick, very slick! 

 
However, we have nothing to fear but fear itself. We the People have the numbers to pressure the ” good guys” on both sides of the aisle to work for us. We can support them at the ballot box, because every vote does count. We can be aware of our Congressman’s voting record and cry out if they defund healthcare, education, infrastructure and IT.

 
We can be self advocates only if we want to emerge from our Gig economy and listen and learn from each other. United anything is possible. Look what happened when the French backed Macron! In one fell swoop they defeated a potential despotic regime. We can do that here. 

 
Never again will we allow elections to be hijacked by the moneyed greedy few. We can vote in decency and dismantle our world of for profit prisons, brick by brick.

 
Together , dear followers , we can dream big. Together we can change our World. No one person can undertake this task on their own. God Bless you. 
Let’s chat at 11 am. 

” the heart and pulse of the Middle Class “

Joyce AmericaSpeaks Periscope@11am CEO Compensation in Trump’s America

Dear followers:

When profit is the only metric to measure Corporate performance, then Corporate Compensation to the CEO soars, merited or not.  IBM is one an example , among those already cited, where CEO compensation exceeds Corporate performance.  No wonder the Market is continually going up!

 

image

 

“the heart and pulse of the Middle Class”