Joyce America Speaks Periscope @11 am Monday Corporate Greed has divided us into groups, let’s take time to defend the besieged “white male”, too’ 

 

 

To the detriment of “we the People”, we have been segmented into groups. This division is not healthy for Americans. It does not contribute to a sense of shared journey in these United States. Instead it pits one group against the other as every group believes that the “other” group is the cause of their misery . In reality , it is corporate greed that has created loss of Jobs, poor health and education choices and Opioid addiction
It is a fact, bad government policy and corporate greed have splintered Americans wasting “human capital”  to America’s detriment. 

 

Now ,  the poor , working poor and Middle Class white male considers himself a targeted group for mis treatment and feels under siege. ” He ” suffers from suicide, Opioid addiction, loss of dignity and has become part of the underemployed or unemployed. Many have slipped out of their comfortable Middle Class status and find it difficult to recover from Job loss. They were once Middle and upper Middle Management or workers earning a living wage and now they have nothing. Not even $400 in savings . They have indeed lost out in the American Dream!

 
To quote Robert Schiller , the economist, “we need to bring back the American Dream of a just society, where everyone has an opportunity to reach “the fullest stature of which they are innately capable.”

 
In defense of White Males at their prime earning years,  their 40-60’s, how could “established White Males” bar them from earning a living? I reproach a society that has no compassion or empathy for all it’s citizens.

 
White males are human, they deserve equal opportunity to earn a decent living , to seek mental health counseling , to be retrained at Corporate expense , to be provided with a basic living wage for survival and the recognition that they exist and “we the people” see them.

 
No group should be stereotyped! No group should be judged! Designating groups , has been bad for society and good for the perpetuation of a corrupt do “nothing for the people ‘ government and business structure.

 
Cleverly, politics on the right and the left have segmented our Society, creating groups who view other groups as the enemy. Someone else took their job or let them fall into despair. In reality, over 30 years, government has worked with Big Business to create divisions among Americans, allowing some people  to prosper at everyone else’s expense. Make no mistake, those who prosper cross Party lines , have no racial divisions and are bound by their common need for more!

 

Meanwhile, the rest of America is divided by Party lines and ethnic groups. What happens when any group suffers and is in distress? “We the People ” collectively suffer. Families suffer, their loved ones suffer and Society losses an entire generation of potential innovation.

 

  • We can’t afford to deny the existence of those we’ve left out.

 
Rather , we should act and act as quickly as possible to redefine the American Dream .  A society that cares for all it’s people and provides equal opportunity to all. As American greed runs unchecked , groups have self identified, making it more difficult for many to see beyond their beleaguered group. It is past time to address the needs of the poor and working class and the less prosperous Middle Class, white Males included. They too must regain a sense of purpose . Their loss is America’s loss.   The American Dream was based upon treasuring “human capital”, all human capital!

 

I marvel at the resiliency of other Nations, while I  shake my head in dismay when I think about the America I love. In the 70’s the happiness of the American worker was codified into law. Job stability was guaranteed by the Corporation. No worker worried when Corporate divisions were sold, counseling and another job equal to theirs was promised.  American management valued “human capital”.

 

How do we reward ” we the People”, who have been left out of Technology, IT, and Manufacturing? Study our history and the common practices found today in America and other Countries.

 

  • Solutions proposed date back to our founding fathers.   Thomas Paine, believed “Everyman ” should be given a basic living wage at age 18, to be applied toward education and then again at age 55 to be applied toward retirement.
  • Milton Friedman and other Economists have thought about using Helicopter money to alleviate the plight of the poor and Middle Classes. They proposed cutting a $10,000 check for the poor, working poor and less upwardly mobile Middle Class.
  • I’ve thought about QE ( Quantitative Easing) for this group of unemployed or underemployed persons, too!   Retire the Treasury’s “older bonds” totaling $1.7 Trillion and cut a check for154 million American’s earning $75,000 or lower for $12,000 each.
  • For more examples of ” Corporate ” largess, NY teachers , like the Danes working for Elsevier in the 1990’s, when fired , they were allowed to remain employed and take up residence in designated work areas where they continued to collect their pay and benefits until they found work elsewhere.
  • The Finns have continued unemployment benefits to engineers laid off by start up organizations, in order to encourage workers to take risks again, while maintaining their unemployment benefits . In this way the Finns encourage creative thinking , innovation and entrepreneurs , while maintaining individual monetary stability.

 

Much can be done to help our suffering distressed population, including ” white males” . In the process , by being generous, we help ourselves and achieve a better life.
Why dream small? We can save our planet , if we act locally and think globally.
Let’s start locally by acknowledging the plight of the white male too and act now to bring him back to full earning capacity along with everyone else!

 

Why not work together in a Bipartisan way to solve our problems,  rather then avoiding them. Let’s have compassion and empathy for those left behind. 

 
I have faith in my fellow Americans. Once awakened, I’ve seen our can do spirit! Let’s take a deep breath and let each man achieve a small step forward so mankind can benefit and prosper. When thinking about America , let’s think about all Americans . Give our “left behind ” white males a chance to re enter society, too. It would be a win win for America.

 

See you on Monday and we’ll chat!

“the heart and pulse of the Middle Class”

Joyce America Speaks Periscope @11am Doing nothing is not an option! America needs work!

 

I am irate! Why? Events and problems I thought were solved remain in Limbo.
Insurance companies still don’t have assurances from our government that they’re being paid. This is cruel to everyone: the Corps. , the hospitals , Doctors and” we the People”.
Infrastructure is not being done on a grand scale because States have no excess cash. Since, they are struggling to pay their Medicaid bills, a normal on going costs, there is no money left over for infrastructure. . Toll roads and gas taxes have been proposed and these additional taxes would further burden the working poor and Middle Class.
The stock market rises based on the assumption there will be tax cuts and deregulation of many industries. Irrational exuberance perhaps once again, as Bankers and Pundits close their eyes to the gathering Financial Bubbles.

 

Meanwhile , Eric Prince reemerges to save Afghanistan , this time with a provisional government ? What does he know about Nation Building? I still remember Blackwater’s stain on Iraq. No matter, his men were recently acquitted for murder. We don’t need his mercenaries for hire in Afghanistan, the Afghanis will hate us more then they do now. Afghanistan wants Americans out of their Country.

 

Since WWll we have intervened in civil wars costing millions of lives on all sides. What have we accomplished? Why persist? We should be looking inward to repair our own decaying infrastructure.

 

We should stop whining and start solving problems. Step one would be to lower the Corporate tax rate to 28-22% and close all loopholes. Collect taxes from Corporations and use those taxes for improving our Country. We can tax  their Corporate Foreign subsidiaries at 15%. That would take some of the pressure off of the States. As I’ve stated before,  there are other ways to raise revenue. We’ve seen the affects of tax cuts on Corporate America. Tax cuts increase individual salaries at the top leaving American workers either jobless or underemployed. No more tax cuts. We are stretched too thin as it is!

 
In my own City, I found it disturbing that the most crowded subway lines in the City, The #4,#5, &#6  trains could add 10 extra trains to relieve congestion on the Lexington Avenue Lines.  What’s the reasoning behind underutilization of serviceable trains? Why now? Today a story in the NY Times, clarified “our” problem.  Lack of funds.  DeBlasio has proposed a targeted tax on singles and families earning $250,000 and $1,000,000.  A 7% tax increase, similar to my proposal to raise the income level on payroll deductions , would raise approximately $800 Billion  annually, enough to fix our ailing subways.   Subway Transportation is critical infrastructure in this City , we need it on time and reliable.  We need it now, not in 10 years.  Finally, a method suggested that does not tax the working poor and the Middle Class.

 

Another day , another problem and sometimes a solution.  There are many solutions. Who will legislate them and make Americans’ daily lives less stressful and more productive is the issue?     Doing nothing is not an option.  Infrastructure in our Country is so poorly maintained , the Public is at risk.

 

See you at 11am and we’ll chat.

“the heart and pulse of the Middle Class”

The Voice of Joyce:#Say No Tax Cuts, Generate Revenue & Restore Equality. See you Monday @11am. 

 

 

The problem solvers of Congress are a good beginning, representing 8% of our Statesmen and women. To swing votes toward the center, at least  25% of our Congressional Representatives should be willing to cross party lines for the benefit of “We the People”.  People before policy! 

 

Many would argue that their Party is ” in the right” and therefore , there’s no need to compromise.  I believe we should put people before politics.  We’ve had recent examples of the ideologies of both parties. All but 3 Senators in the GOP were ready to destroy our existing healthcare system, even though 88% of the country wants to stabilize the ACA, make improvements to ensure delivery and lower costs to more individuals, thus making healthcare affordable to everyone.  This, in fact, was the original goal of the ACA (Obama Care): to utilize insurance companies to provide subsidized healthcare for Americans based on income, and decrease pharmaceutical costs.  If we expand Medicaid to all 50 states, we will increase healthcare enrollment from  6-25 million more Americans.  “We the People” are paying for the system indirectly through our tax dollars.

 

Next, I am still concerned with the enforcement of Dodd Frank.  I haven’t always been a proponent, favoring the simpler Glass Steagall Act.  I was concerned that enforcement of many important rules of Dodd Frank would be difficult and I have unfortunately been proven right.  According to the Financial Times on 8/1/17, Credit Default Swaps are re-emerging, unchecked once again.  I fear that these instruments of mass economic destruction, if left unchecked, could once again trigger economic collapse.  It is precisely this risk that I wanted to avoid with a tax on derivatives and hi-speed trades.  A 6% tax, which is not their entire spread, has the potential to provide at least $660 Billion in revenue to the Federal Government, enough to jump start many innovative infrastructure and cyber security programs. My goal is to create new jobs at all levels of income.

 

Noting the recent black out debacle in North Carolina and the halting of construction on 2 nuclear power in South Carolina, it is clear,  we should understand and implement new processes in construction.   To gradually replace fossil fuels and gas fracking, I would divide the $660 Billion subsidies these industries receive with new industries entering the renewable energy realm. It is unfair for taxpayers to pay for Westinghouse’s learning curve directly. This burden should be shared by all Americans.  In our time of looking inward and rebuilding, it is time to be patriotic and share the tax burden to grow America. We all benefit by being able to vacation on the outer banks of North Carolina or from advanced generation of nuclear power.  We should all pay for improving America. Taxation is a shared burden.  It isn’t shared now,  according to Thomas Pikettey and other Economists,  $13-23 Trillion may be hidden by the Uber wealthy, as they evade paying taxes.
Equal opportunity for all should be our goal!  Everyone benefits from healthcare; everyone should pay into the system. Uncap the income level for contributions to the “payroll tax”.  Tax the first million up to 7.5 %.  Let’s be fair!  Right now only the upper middle class is burdened.  Healthcare is everyone’s right and privilege.  When I had  hip replacement at HSS, friends of the Board were in the next bed!  We are equal and should share equally!

 

In order to maintain orderly transitions from one industry to the next, we should maintain jobs that would be otherwise lost when we cut subsidies.  This clearly was not  thought out as we pursued globalization. We  can,  however,  think and act upon the effects of worker displacement now.  For example, let’s consider an enhanced social safety net for those earning $75,000 or less annually. The Fed has over $4Trillion in bonds on their balance sheet. Why not retire $1.7Trillion of those assets and cut a check for $12K for 154 Million American families!  It’s a win-win for the country, since the working poor and the middle class spend, The money would also recirculate, creating and/or maintaining jobs.  This concept is not new.  Brazil paid their working poor monthly.  Some of the Scandinavian countries continue to pay unemployment benefits, encouraging laid off engineers and IT personnel to take a chance again and join start ups!
That’s why I advocate for bipartisanship, we must think outside our ideological boxes and use the best ideas from all people.  Think purple!  Why wait for a crisis when we can act on behalf of all Americans now.

 

See you on Monday and let’s chat about our wish list for our future,   yours and mine!

 

“the heart and pulse of the Middle Class”

The Voice of Joyce: What Caused Inequality? Tax Cuts! Read on & we’ll chat Wednesday @11am on Periscope!

Inequality! What caused inequality in our country? How is it possible, with all the unequivocal facts facing Congress, they are still advocating corporate tax cuts and deregulation for big business, and even more personal tax cuts for the wealthy. Their proposals boggle my mind.

Tax cuts for Big Business and tax evasion by the wealthy over the last 30+ years have been the true causes of our State of inequality. Our country’s men and women have suffered at the hands of a greedy few who have had no intention of sharing their profits with average Americans, “We the People”.

Another example of this greed is the latest deal Trump has made with Foxconn, the Chinese Industry noted for LED’s, was lured to Wisconsin to satisfy Trump’s political supporters, Speaker Paul Ryan and Governor Scott Walker and has the potential to cost Wisconsin taxpayers $230K per employee. Wisconsin doesn’t need this new employer , skilled employees will have to be relocated from neighboring states, since Wisconsin unemployment is low!? Ohio, Texas, New York competed for Foxconn, however, Trump made this deal to reward specific political cronies, the rest of us, don’t matter to Trump! The jobs will be allocated by Trump for the few that follow him.

When do we say “enough bad policy”. Americans are entitled to a living wage. First , Congress took away our homes , during the Great Recession of 2008, by changing the Bankruptcy laws to accommodate the Banks ! It’s obvious in our Country, Big Business, the Banks and Wall Street profits come before the needs of Main Street, “We the People”. Adding insult to injury, College education, though highly regarded, is not available to most students without incurring Student Debt, that can almost never be paid off? Many of our young people have been saddled with huge student debt and minimally paying jobs. Other Americans have become underemployed, making it impossible for most to make a living wage without working 2-3 jobs. Now when most average Americans don’t have a savings account or enough money put away to sustain them for 6 months, Republicans in Congress are still talking about tax cuts for the wealthy at the expense of the poor and middle class.

Raise your voices high when the Federal Budget is introduced. Congress & Trump looked at Healthcare as easy pickings to shave off billions at the expense of the poor and middle class. That didn’t work, thanks to McCain, Collins and Murkowski, three brave moderate Republicans who voted with Democrats to save the ACA. Undaunted, Congress will try to defund our safety nets by cutting the Federal Budget. Don’t let them succeed. We don’t need more tax cuts!

What we do need is a National Federal Infrastructure program that puts millions to work at good paying jobs; a program that crosses America and benefits all Americans, lifting them up out of poverty, breaking the non compete clauses, the arbitration clauses and whatever lawyer gimmicks holds us back from earning a living wage and upward mobility! Continue to advocate for our rights. We cannot be silent in the face of tyranny.

Our children and our grandchildren need us to speak out on their behalf. Democracy demands that we request the ability to pursue life liberty and happiness too! Advocate and run for office now. “We the People” can no longer vote Party Lines or choose to not vote, instead, we must choose to support candidates for government who support the goals of the poor and middle class.

What has caused inequality? Asked and answered. Tax cuts for Big Business and tax evasion created through bad policy has left us with a State of Inequality”. We can change our society to become more fair and equitable, but it will take the voices of 360 million of us.

See you Wednesday and we’ll chat!

“The heart and pulse of the Middle Class”

The Voice of Joyce: Why is productivity low? I have the answer! Clue: don’t blame “We the People” ! 

 

 

For too long, We the People have listened to the experts telling us what’s good for the economy and how to improve productivity.  Only one journalist and I agree with him,  Neil Irwin,  stated in his column in the Times,  ” poor productivity would increase when wages improved”.  Is anyone listening?  Low productivity is correlated with low wages. 

 

Did you ever own your own business?  If you had, you would have realized that if you worked with your employees, made them feel part of your team, they produced for you.  I know.  I was an employer, first in large multinational corporations, then in my own contracting business.  I paid good salaries for quality work. We were customer-service oriented.  When a job was scheduled, it was installed and finished.  It didn’t matter if we installed single apartments or an apartment house. The materials were always cut and ready for installation. No matter the size of the job, I employed a supervising foreman, and we did it right the first time!

 

Today’s labor is given boring repetitive jobs to perform for little pay. Most employees have to work 2-3 jobs to pay their bills. We already know very few in the middle class have 6 months’ savings on hand. Yet, what do I hear?  Business needs “certainty” to invest. That is a “crock of s***t”.  For nine years we’ve coddled Big Business and what have we gotten? The answer is zero investment in America and Americans, stagnant wages, non compete clauses, and competition from imported foreign workers.  As businesses merge, the American worker has no place to go to for upward mobility. Monopolies and crony capitalism have stifled the American worker.

 

You don’t have to look far to see the toll of selfish greed on the faces of Americans.  We don’t even have affordable quality healthcare though we manufacture the best imaging devices in the world?  Why is productivity low? Asked and answered!  Why has this occurred? We have given Big Business tax breaks; we have encouraged Big Business to increase their cash hoard by investing overseas.  No one has told business to stop investing in the American worker.  No one has told Big Business to stop rewarding executives and to stop buybacks.  Except for Gretchen Morgenson, there has been very little chastisement of industry practices, which are anti-American.  If Big Business had confidence in themselves, they would invest in their manpower and their product.  While the rest of the world is emerging from recession, we are digging ourselves right back into hard times.

 

No need to wonder why people are in despair. They are overworked, overlooked and underemployed. They are also saddled with student loan debt. The list of ” We the People’s ” burdens is long. When and who will give Americans the relief from misery and poverty that is long overdue?

See you at 11am Monday and we’ll chat. ,

” the heart and pulse of the Middle Class”

JoyceAmericaSpeaks Periscope @11am China invests $1 Trillion in Europe, Asia & Africa. What is America doing ? 

 

 

 

Where are we today? According to the Financial Times the US lags behind in infrastructure development and GDP even as China ambitiously moves forward with a trillion dollar investment to develop Europe, Asia and Africa’s aging infrastructure.  China will give these nations the cash they need to build their roads, bridges and transportation hubs. Iran will become the hub for all of these programs, duplicating the “Silk Road ” of the Ancient World.

While we are unable to agree on infrastructure programs for our nation or acknowledge the individual needs of our States, the rest of the world is improving their own infrastructures and creating new businesses.

By uniting we can change our story, too! We have the money and the resources in America to develop our own infrastructure. It may be too late for this year. However, in six months every state should be capable of identifying their critical infrastructure.
With help from “We the people”, America can develop and target funds for massive infrastructure rebuilding.  Don’t let Congress propose tax cuts for the wealthy, when we want more, not less of the economic pie!  To get there, I propose creating the following data banks, call your representatives, and run for local, state and federal office.

They say millions of jobs exist.  Prove it!  Where is that database I’ve been requesting for 4 yrs?  We need:

  • A national jobs data bank
  • A National Apprentice program starting in Junior High School
  • Corporate America should be publishing their Job openings along with salary expectations and their requirements for technical skills.

“I’m from Missouri, I need to see job listings I can believe in!”  If Americans are going to compete against the global economy, we should decide if we want to carve out our own niche or become the most educated quality and customer- dedicated employee on the planet. Take the 90-day challenge: Advocate or run for office.

We are not a country of followers; we are a country of doers!  If we don’t work or plan now for the next 40 yrs, we will truly lag behind in the world.  Advocate for change now. Start running for local government today.  I met several potential Council women and one local Congressman.  Donald Trump’s horrendous disregard for the American working class has motivated decent folks to run for government office.  He’s done the same for the ACA – made it popular!  Don’t worry, we’re not going to let anyone take away our entitlements. We will raise our voices and stop the partisan rhetoric coming out of Washington and replace it with solid requests for jobs and a basic safety net.

Quantative Easing for the middle and lower classes is beginning to sound more reasonable every day. Especially when I hear that so many lack savings for emergencies. Why not use $1.7 trillion of the $4.5 trillion the Fed holds in bonds to cut a $12,000 check for each of the 154 Million poor and middle class American families? The time to do something is now. Americans have waited 9 years for a positive change in the economy. How many more years are we prepared to wait?

In the next few weeks, I’ll be seeking endorsements for my campaign and placing a solicitation for funds on CrowdPac!
See you at 11 am dear followers.

“The heart and pulse of the Middle Class”

Joyce America Speaks Periscope @11am Monday :Trump, Russia, ACA debate, Debt Ceiling & Tax Cuts ! Issues to solve in a bipartisan Congress! 

 

 

 

We.are.in.crisis.mode.  If Trump and Congress fail to act in August, the ACA and 13 million people may suffer immediately. As the August deadline approaches, Congress should immediately reinstate the following ACA POLICES to maintain competitiveness in the insurance marketplace.

  1. The Individual Mandate:  All consumers, including young healthy people, should enroll and pay it forward. You never know when you will require medical care or medical care for a loved one.  Wouldn’t you want to know that you had helped to deliver less expensive health care to your family through your generosity?  Wouldn’t you want your kids to do the same for you when you’re older?  Pay it forward.  It will make you feel better!   More importantly, studies have shown that we must start preventive health care early in our lives.  Parents should take their child in for annual pediatric and young child checkups through the teen years.  Unlike other countries that practice preventive care, we generally do not and as a consequence our health outcomes have been considerably lower.  And an additional bonus, when you have healthcare coverage under the ACA, preventive care is free!
    • Pay it forward…I did that yesterday. Standing outside a NYC theater with no cabs in sight, I was approached by a woman requesting to share a ride. Sure I said, though she went to Chelsea and I went to Lincoln Center. She paid the cost of her round trip and I made a new friend! It was a win-win for both of us.
  2. The Insurance Subsidies:  Insurance Companies are paid through July ONLY. They must be renegotiated this August. Congress should use this time wisely to add multiple carriers to every State.
  3. Advertising for the new member enrollment in November should be occurring now to assure ease of enrollment through a greater understanding of exchange availability in all States.  As we speak, the Dept of HHS has taken down all advertising sites for the ACA.  Why should  such mean-spiritedness be occurring.  88% of Americans want the ACA.  Make it accessible for sign up and participation in healthcare benefits.

PERISCOPE 7-25-17

If Congress can resurrect a bipartisan bill to sanction Russia, Iran and North Korea, they can cross the aisle once again to benefit the American people.  Congress knows Americans value healthcare, why not come together and agree to work within the existing framework and make a high quality, less costly system for all Americans. This could be a win-win that unites our Country! “We the People” would be proud and happy to know that we do have taxation with representation. The House Bill is far too “mean”, as described by the President himself.  The Senate bill and its revisions do not have enough votes, in addition to the fact that it throws millions off healthcare and has been rejected by a majority of Americans.  Repealing without replacement is also a loser and does not have enough Republican support.

Besides healthcare, Congress is now faced with raising the debt ceiling and creating a budget. They can’t afford to be looking at tax cuts for the wealthy. “We the People” are watching and waiting for pragmatic legislation to emerge.  I hope they don’t let this opportunity pass.  Americans need education, good paying jobs and Infrastructure NOW.  I recognize this is a difficult era for Congress.  However, Americans want to see bipartisan bills helping the poor, the working poor and the middle class.  And it is time this Congress puts their heads together and does the work of bipartisanship!

I don’t believe the Country can afford more entitlements for big business and the wealthy.  Welfare for the wealthy has destroyed our country over the last thirty years. We have developed an indolent class, and I’m not referring to the poor!  The wealthy have ceased being creative and have blocked the creation of new industries.  They’ve become content to take their cash and do nothing.  That’s not good enough for “We the people”, not when the need is so great: jobs, healthcare, housing, and national infrastructure investment.

How many in Congress are ready to tax the wealthy and create a Society that is fair and equitable?  It’s time to dedicate all our efforts toward those in our country who are less well off, the poor, the working poor, and the middle class.  Why not? We have a voice and we’re ready to make choices on our behalf. We now recognize that Politics affects us!
See you at 11 am and we’ll chat!

“The heart and pulse of the Middle Class”