AmericaSpeaks TheVoiceOfJoyce PeriscopeThurs @ 11am with Shirley; preview of our discussion yesterday

Dear followers: My informal video, with my friend Shirley,  is shared with you on this site.  Shirley and I have become friends during the last 7 months, we met @ Joe’s coffee shop on Columbus Avenue, on the UWS of NYC.    I’ll be sad to see her return to Beijing on the 16th of … More AmericaSpeaks TheVoiceOfJoyce PeriscopeThurs @ 11am with Shirley; preview of our discussion yesterday

PUBLIC ADVOCACY: We have a future – thevoiceofjoyce

1. 9/8/13 NY TIMES Gretchen Morgenson Find the Loan, behind the Loans. On line lenders who charge borrowers stratospheric interest rates are coming under pressure from state regulators ..and it’s about time. But to get to the root of the problem, the Regulators will need to dig deeper. Under this system, larger Banks and security… … More PUBLIC ADVOCACY: We have a future – thevoiceofjoyce

Joyce America Speaks Periscope @11am #Resist, March & Disrupt. Congress has to work more and pass “our Legislation “!

We don’t want a government run Amok! I’m old school. We speak up for what we know is right.   I love my Country. I love people. I don’t like to be angry or carry vengeance in my heart.  I’m not prepared to dig two graves, one for me or the other  for the one  … More Joyce America Speaks Periscope @11am #Resist, March & Disrupt. Congress has to work more and pass “our Legislation “!

Joyce America Speaks: Periscope @11am Do we want a Government run amok?

    Why has our life become confrontational?  Conflict can lead to Solutions, so do “good” policy decisions.    A thoughtful way, that requires no conflict,  merely a clearly stated set of goals.   Do we want war or Peace? If we want Peace , why not acknowledge our adversaries and determine where we can … More Joyce America Speaks: Periscope @11am Do we want a Government run amok?

Joyce: Periscope @11am Personal Credit Rating experience v Government Debt

Dear Followers:   Today and Friday on Periscope, I’d like to share two choices that effect my World and yours.  Let’s learn from our experiences.  I encourage you , my dear followers, to  share your stories with us @11am , as well. Choice #1/ Finances at the Micro Level I confess, while I’ve been happily … More Joyce: Periscope @11am Personal Credit Rating experience v Government Debt

Joyce AmericaSpeaks:Periscope@11am Trump v Hillary Economics

Dear followers: Tune in at 11am and less chat about the Proposed Economic Policies and their effect on US, if any?   With Hillary, incremental change will not be a game changer for the poor or the working poor.  There is no sweeping vision for America !  In fact, Eisenhower’s infrastructure programs  were more aggressive! … More Joyce AmericaSpeaks:Periscope@11am Trump v Hillary Economics

#ThevoiceofJoyce: The Hilary emails

  Dear followers:   I recently saw this article about the Dept of State and cyber security, detailing their technical policy from Condi Rice onward, including a discussion of Hilary Clinton’s  emails and server.   The American people have spent Billions on Government  Networking Technology , starting  with the Bush administration, using Political appointees to … More #ThevoiceofJoyce: The Hilary emails