Joyce America Speaks Periscope @11 am Monday Corporate Greed has divided us into groups, let’s take time to defend the besieged “white male”, too’ 

 

 

To the detriment of “we the People”, we have been segmented into groups. This division is not healthy for Americans. It does not contribute to a sense of shared journey in these United States. Instead it pits one group against the other as every group believes that the “other” group is the cause of their misery . In reality , it is corporate greed that has created loss of Jobs, poor health and education choices and Opioid addiction
It is a fact, bad government policy and corporate greed have splintered Americans wasting “human capital”  to America’s detriment. 

 

Now ,  the poor , working poor and Middle Class white male considers himself a targeted group for mis treatment and feels under siege. ” He ” suffers from suicide, Opioid addiction, loss of dignity and has become part of the underemployed or unemployed. Many have slipped out of their comfortable Middle Class status and find it difficult to recover from Job loss. They were once Middle and upper Middle Management or workers earning a living wage and now they have nothing. Not even $400 in savings . They have indeed lost out in the American Dream!

 
To quote Robert Schiller , the economist, “we need to bring back the American Dream of a just society, where everyone has an opportunity to reach “the fullest stature of which they are innately capable.”

 
In defense of White Males at their prime earning years,  their 40-60’s, how could “established White Males” bar them from earning a living? I reproach a society that has no compassion or empathy for all it’s citizens.

 
White males are human, they deserve equal opportunity to earn a decent living , to seek mental health counseling , to be retrained at Corporate expense , to be provided with a basic living wage for survival and the recognition that they exist and “we the people” see them.

 
No group should be stereotyped! No group should be judged! Designating groups , has been bad for society and good for the perpetuation of a corrupt do “nothing for the people ‘ government and business structure.

 
Cleverly, politics on the right and the left have segmented our Society, creating groups who view other groups as the enemy. Someone else took their job or let them fall into despair. In reality, over 30 years, government has worked with Big Business to create divisions among Americans, allowing some people  to prosper at everyone else’s expense. Make no mistake, those who prosper cross Party lines , have no racial divisions and are bound by their common need for more!

 

Meanwhile, the rest of America is divided by Party lines and ethnic groups. What happens when any group suffers and is in distress? “We the People ” collectively suffer. Families suffer, their loved ones suffer and Society losses an entire generation of potential innovation.

 

  • We can’t afford to deny the existence of those we’ve left out.

 
Rather , we should act and act as quickly as possible to redefine the American Dream .  A society that cares for all it’s people and provides equal opportunity to all. As American greed runs unchecked , groups have self identified, making it more difficult for many to see beyond their beleaguered group. It is past time to address the needs of the poor and working class and the less prosperous Middle Class, white Males included. They too must regain a sense of purpose . Their loss is America’s loss.   The American Dream was based upon treasuring “human capital”, all human capital!

 

I marvel at the resiliency of other Nations, while I  shake my head in dismay when I think about the America I love. In the 70’s the happiness of the American worker was codified into law. Job stability was guaranteed by the Corporation. No worker worried when Corporate divisions were sold, counseling and another job equal to theirs was promised.  American management valued “human capital”.

 

How do we reward ” we the People”, who have been left out of Technology, IT, and Manufacturing? Study our history and the common practices found today in America and other Countries.

 

  • Solutions proposed date back to our founding fathers.   Thomas Paine, believed “Everyman ” should be given a basic living wage at age 18, to be applied toward education and then again at age 55 to be applied toward retirement.
  • Milton Friedman and other Economists have thought about using Helicopter money to alleviate the plight of the poor and Middle Classes. They proposed cutting a $10,000 check for the poor, working poor and less upwardly mobile Middle Class.
  • I’ve thought about QE ( Quantitative Easing) for this group of unemployed or underemployed persons, too!   Retire the Treasury’s “older bonds” totaling $1.7 Trillion and cut a check for154 million American’s earning $75,000 or lower for $12,000 each.
  • For more examples of ” Corporate ” largess, NY teachers , like the Danes working for Elsevier in the 1990’s, when fired , they were allowed to remain employed and take up residence in designated work areas where they continued to collect their pay and benefits until they found work elsewhere.
  • The Finns have continued unemployment benefits to engineers laid off by start up organizations, in order to encourage workers to take risks again, while maintaining their unemployment benefits . In this way the Finns encourage creative thinking , innovation and entrepreneurs , while maintaining individual monetary stability.

 

Much can be done to help our suffering distressed population, including ” white males” . In the process , by being generous, we help ourselves and achieve a better life.
Why dream small? We can save our planet , if we act locally and think globally.
Let’s start locally by acknowledging the plight of the white male too and act now to bring him back to full earning capacity along with everyone else!

 

Why not work together in a Bipartisan way to solve our problems,  rather then avoiding them. Let’s have compassion and empathy for those left behind. 

 
I have faith in my fellow Americans. Once awakened, I’ve seen our can do spirit! Let’s take a deep breath and let each man achieve a small step forward so mankind can benefit and prosper. When thinking about America , let’s think about all Americans . Give our “left behind ” white males a chance to re enter society, too. It would be a win win for America.

 

See you on Monday and we’ll chat!

“the heart and pulse of the Middle Class”

Joyce America Speaks Periscope @11am Doing nothing is not an option! America needs work!

 

I am irate! Why? Events and problems I thought were solved remain in Limbo.
Insurance companies still don’t have assurances from our government that they’re being paid. This is cruel to everyone: the Corps. , the hospitals , Doctors and” we the People”.
Infrastructure is not being done on a grand scale because States have no excess cash. Since, they are struggling to pay their Medicaid bills, a normal on going costs, there is no money left over for infrastructure. . Toll roads and gas taxes have been proposed and these additional taxes would further burden the working poor and Middle Class.
The stock market rises based on the assumption there will be tax cuts and deregulation of many industries. Irrational exuberance perhaps once again, as Bankers and Pundits close their eyes to the gathering Financial Bubbles.

 

Meanwhile , Eric Prince reemerges to save Afghanistan , this time with a provisional government ? What does he know about Nation Building? I still remember Blackwater’s stain on Iraq. No matter, his men were recently acquitted for murder. We don’t need his mercenaries for hire in Afghanistan, the Afghanis will hate us more then they do now. Afghanistan wants Americans out of their Country.

 

Since WWll we have intervened in civil wars costing millions of lives on all sides. What have we accomplished? Why persist? We should be looking inward to repair our own decaying infrastructure.

 

We should stop whining and start solving problems. Step one would be to lower the Corporate tax rate to 28-22% and close all loopholes. Collect taxes from Corporations and use those taxes for improving our Country. We can tax  their Corporate Foreign subsidiaries at 15%. That would take some of the pressure off of the States. As I’ve stated before,  there are other ways to raise revenue. We’ve seen the affects of tax cuts on Corporate America. Tax cuts increase individual salaries at the top leaving American workers either jobless or underemployed. No more tax cuts. We are stretched too thin as it is!

 
In my own City, I found it disturbing that the most crowded subway lines in the City, The #4,#5, &#6  trains could add 10 extra trains to relieve congestion on the Lexington Avenue Lines.  What’s the reasoning behind underutilization of serviceable trains? Why now? Today a story in the NY Times, clarified “our” problem.  Lack of funds.  DeBlasio has proposed a targeted tax on singles and families earning $250,000 and $1,000,000.  A 7% tax increase, similar to my proposal to raise the income level on payroll deductions , would raise approximately $800 Billion  annually, enough to fix our ailing subways.   Subway Transportation is critical infrastructure in this City , we need it on time and reliable.  We need it now, not in 10 years.  Finally, a method suggested that does not tax the working poor and the Middle Class.

 

Another day , another problem and sometimes a solution.  There are many solutions. Who will legislate them and make Americans’ daily lives less stressful and more productive is the issue?     Doing nothing is not an option.  Infrastructure in our Country is so poorly maintained , the Public is at risk.

 

See you at 11am and we’ll chat.

“the heart and pulse of the Middle Class”

The Voice of Joyce:#Say No Tax Cuts, Generate Revenue & Restore Equality. See you Monday @11am. 

 

 

The problem solvers of Congress are a good beginning, representing 8% of our Statesmen and women. To swing votes toward the center, at least  25% of our Congressional Representatives should be willing to cross party lines for the benefit of “We the People”.  People before policy! 

 

Many would argue that their Party is ” in the right” and therefore , there’s no need to compromise.  I believe we should put people before politics.  We’ve had recent examples of the ideologies of both parties. All but 3 Senators in the GOP were ready to destroy our existing healthcare system, even though 88% of the country wants to stabilize the ACA, make improvements to ensure delivery and lower costs to more individuals, thus making healthcare affordable to everyone.  This, in fact, was the original goal of the ACA (Obama Care): to utilize insurance companies to provide subsidized healthcare for Americans based on income, and decrease pharmaceutical costs.  If we expand Medicaid to all 50 states, we will increase healthcare enrollment from  6-25 million more Americans.  “We the People” are paying for the system indirectly through our tax dollars.

 

Next, I am still concerned with the enforcement of Dodd Frank.  I haven’t always been a proponent, favoring the simpler Glass Steagall Act.  I was concerned that enforcement of many important rules of Dodd Frank would be difficult and I have unfortunately been proven right.  According to the Financial Times on 8/1/17, Credit Default Swaps are re-emerging, unchecked once again.  I fear that these instruments of mass economic destruction, if left unchecked, could once again trigger economic collapse.  It is precisely this risk that I wanted to avoid with a tax on derivatives and hi-speed trades.  A 6% tax, which is not their entire spread, has the potential to provide at least $660 Billion in revenue to the Federal Government, enough to jump start many innovative infrastructure and cyber security programs. My goal is to create new jobs at all levels of income.

 

Noting the recent black out debacle in North Carolina and the halting of construction on 2 nuclear power in South Carolina, it is clear,  we should understand and implement new processes in construction.   To gradually replace fossil fuels and gas fracking, I would divide the $660 Billion subsidies these industries receive with new industries entering the renewable energy realm. It is unfair for taxpayers to pay for Westinghouse’s learning curve directly. This burden should be shared by all Americans.  In our time of looking inward and rebuilding, it is time to be patriotic and share the tax burden to grow America. We all benefit by being able to vacation on the outer banks of North Carolina or from advanced generation of nuclear power.  We should all pay for improving America. Taxation is a shared burden.  It isn’t shared now,  according to Thomas Pikettey and other Economists,  $13-23 Trillion may be hidden by the Uber wealthy, as they evade paying taxes.
Equal opportunity for all should be our goal!  Everyone benefits from healthcare; everyone should pay into the system. Uncap the income level for contributions to the “payroll tax”.  Tax the first million up to 7.5 %.  Let’s be fair!  Right now only the upper middle class is burdened.  Healthcare is everyone’s right and privilege.  When I had  hip replacement at HSS, friends of the Board were in the next bed!  We are equal and should share equally!

 

In order to maintain orderly transitions from one industry to the next, we should maintain jobs that would be otherwise lost when we cut subsidies.  This clearly was not  thought out as we pursued globalization. We  can,  however,  think and act upon the effects of worker displacement now.  For example, let’s consider an enhanced social safety net for those earning $75,000 or less annually. The Fed has over $4Trillion in bonds on their balance sheet. Why not retire $1.7Trillion of those assets and cut a check for $12K for 154 Million American families!  It’s a win-win for the country, since the working poor and the middle class spend, The money would also recirculate, creating and/or maintaining jobs.  This concept is not new.  Brazil paid their working poor monthly.  Some of the Scandinavian countries continue to pay unemployment benefits, encouraging laid off engineers and IT personnel to take a chance again and join start ups!
That’s why I advocate for bipartisanship, we must think outside our ideological boxes and use the best ideas from all people.  Think purple!  Why wait for a crisis when we can act on behalf of all Americans now.

 

See you on Monday and let’s chat about our wish list for our future,   yours and mine!

 

“the heart and pulse of the Middle Class”

Joyce America Speaks Periscope @11am Friday: The shooting!  Bad policy is making people “crazy”.  Do you see “we the People”, yet? 

 

 

 

As dreadful as Wednesday’s shooting was, Congress has no reason to believe this is a one off!    Congress continues to pursue Trump’s agenda on Healthcare  “Repeal and Replace”, knowing that millions will be unable to purchase affordable healthcare.  Even if the changes are cosmetic and they kick the “can down the road, why create the perception of harm?  Trumps Agenda,  that he is partially disavowing,  has created hysteria among the populace.

 
The decent folks on the right and the left  who are watching Congress and understand that policy that hurts the Middle Class, also know that policy is not handed down to a Biblical figure, from on “high”.   Rather,  Bad policy  is made by elected officials, who know the people they are hurting!  That’s sad!  How can Congressmen and women, in good conscience , harm the constituents who elected them to  safeguard and protect their rights?   “We the People”,  now recognize that Laws made  by Congress and the President are not in our “best interests”.    Special interest groups demands   and their Lobbyists ,  come before the needs of “we the People”.

 
Until Congress and the President realize that ” we the People” understand our sorry plight and understand that we are not content to have a two Class system, violence may continue.

 
I spend my waking hours thinking how to prevent a Revolution and how to counter bad Federal policy in a rational manner. I’ve come up with Litigation and a National Strike.

 
I know that trickle down economics doesn’t work. So do most people. Our problem, we should have been shouting our stories of despair, loud and clear, every time more then 100 people lost their jobs. Unfortunately, as humans we were too trusting and hopeful, believing our State of Inequality would be short lived. We never realized, like Piketty did, that once the wealthy Class became obscenely wealthy, preservation of their wealth would become an end in itself. The wealthy enjoy their perks and have no intention of sharing. Like a” large sucking sound”  our money, money from “we the People” has gone  to fund the lifestyles of the rich and famous. While “we the people”  struggle to  make ends meet.

 
We understand. We see what’s happened and we’re not content to let this State of Inequality continue. I don’t agree with the Fed raising rates. I see it as a massive giveaway to Wall Street once again. I’d rather use some of those bonds to bail out the Middle and poorer classes. According to my calculations, $1.7 Trillion in bonds could be converted into a cash check of $12,000 to help 154,000,000 survive.

 

A social safety net  for the Middle and poorer classes would be spent and not saved. It would be cash used to fuel many businesses. It’s worth a try!   ” We the People” have suffered for 9 long years with low wages and marginal employment.  America’s Market Society has not worked for us, though it has rewarded CEO’s irrespective of their performance and their shareholders.

 

If  QE for the Middle and poorer classes is not feasible, I’d like to know why not?  I require an explanation for my 10,000+ followers in my on line Community.

 
What do you think dear followers? How do you feel about recent events? Do you think the folks in Congress or the President see us yet?  
See you at 11 am Friday and let’s chat.
“The heart and pulse of the Middle Class”

JoyceAmericaSpeaks Periscope @11am Tuesday: ” We the People” are the Power! Recognize it! Use it! 

Dear followers, ask yourself these questions and determine for yourself what is right and just.

 
Are the poor less entitled then our children and our families? Does it have to be, either or?   Why not both?  Use our tax dollars to feed and provide Healthcare and a social safety net to the less fortunate and take care of our children and families, too. 

 
Next, you might wonder how do we provide for the poor and those who were once comfortably Middle Class? We raise revenue 5 different ways. Just re-look at my Revenue Generators, enclosed. Then we  readjust the taxes stated and collected on Corporations (28% , no loopholes) and  tax Individuals making $1 Million and up!

 
Why should we Tax the wealthy you may ask? Because the wealthy are becoming indolent while they make fortunes for doing nothing. Look at the  CEO salaries posted on Twitter @ grandmajsilver.   CEO’s  are lavished with huge  compensation  packages whether or not their company’s share price rises or whether they have improved their corporation.   I urge you to read, Gretchen Morgenson, Fair Game’s column @ The NY Times.  She cites several examples.

 

  •  Why should  CEO’s grow their businesses?   They are well compensated for being the CEO! Therefore, Corporations keep their cash and reward their shareholders and themselves at the expense of everyone else in our Global society.   

We see evidence of absolute greed in everything we do. There is no customer service for “we the People”, systems crash because IT project managers have been cut from businesses in order to increase profits. The end result, we have created a society of needy self centered individuals clamoring for more money , creating nothing and destroying the lives of ” we the People” who use and rely on their products .   As an example, think of British Airlines,  this weekend.   They cut their IT depts.   and sent their business off shore to India.  Management said they were on top of the problem, really, when passengers were stranded for two days, languishing in airports with a meal voucher?

 

When I was delayed in Savannah, I was candidly informed, delays happen all the time, the Controllers and the Delta schedulers don’t communicate.   Delta is routinely  not equipped to handle scheduling changes ?  Why not we should be asking? Airlines never made so much profit;  They’re making 40% profit.  These profits were  not attainable years ago.   When  Buffett purchased an airline and called it an embarrassing moment in BRK history,   he meant it.  He called his purchase, “the indefensible”.

 

Times have changed. The airlines haven’t improved, they’ve just gotten greedier. Pretty soon as they continue to accommodate more passengers with smaller interiors they might clip their wings and be unable to fly!

 

But I digress! You get the idea?
The very wealthy CEO ‘s are holding back progress by taking all the money out of their corporations  and keeping it for themselves.  They are preventing the rest of us from creating because we lack enough funds to be creative and to live at the same time. This is the dilemma of wealth inequality. The wealthy socialize and purchase high ticket items while the rest of us subsist. 

 
Where is it written in the great religions of our World that we should look away from those in need? It isn’t. I know full well that life isn’t fair. No one guarantees you a helping hand , however , “we the People ” have every reason to hope for a Social safety net and a job. Life was better for the Middle Class before the Reagan Tax Cuts.

 
I remember life before the Fiscal Crisis of “08. I remember those wonderful workdays when we experienced fairness in the workplace and had an opportunity to make a living wage . A healthy thriving Middle Class is a sign that our Country is thriving and productive.

 
When the wealthy are taxed, they may make less and they’re forced to be creative to earn more money, just like “we the People”.  

 

Everyone benefits when society is balanced and equal. When more money circulates through our Economy , the creative flourish, society produces more and those dreams we dared to dream become reality. That’s the Society I want to live in.

 
What about you dear follower, what society do you envision for yourself and your families?   A self interested Society, rewarding a few or one that is all inclusive , giving everyone an equal opportunity to succeed ! I choose the latter.

 
I remember Mrs B, the owner of the Berkshire Furniture Mart, I met her when she was in her 90’s before the fiscal crash, driving around the warehouse on her scooter in a Chanel suit , she stopped to talk to me and explained that she was disgusted with her 4 children. She called them the dilettantes, spoiled kids who knew nothing about the worth of money. She was unhappy, exclaiming, they had too much and forgot the value of hard work. We talked for 15 min. It may be recorded somewhere, I don’t know.   I do know that her saga is not unusual. Many of us have given too much to our family and perhaps that experience has jaded your outlook on the poor and misfortunate?

 
In this age of record Corporate share prices, who is thinking of their employees and Americans ? Will they willingly share their wealth? No! Taxation is the only way I know to make people work harder. Then, If they want to give personally of their time and money , that’s commendable.  

 
In this age of Inequality there is no way forward for Millions without taxing those with so much. The Party is over. We will not have true prosperity till we reverse our State of Inequality and stop artificially inflating stock prices and CEO SALARIES.

 
ANOTHER THOUGHT: Since some of the 10 top earners in the Country are Internet and Social media corporations, they should pay us, “we the People” , for using their platforms and allowing them to steal our profiles for their personal and commercial profit.   Just a thought! This concept is being used in India. Every time someone clicks on a product , they receive cash in their iPhone accounts.

Enough is enough!  ” We the People ” are indeed valuable and deserve to be rewarded, just like the rich. The rich would not have so much, if we didn’t vote for them or buy their products. We are the power behind the wealthy. Choose wisely , we don’t want an either or Society or  “us vs them”.   We want “us” and ” them” to live and prosper according to our chosen destiny! 
See you later at 11 am.
” the heart and pulse of the Middle Class”

Joyce: America Speaks Periscope @11am Vote Centrist France, Save your Country and ours!

 

 

 

Out of something negative,  Comes something positive 👍✔

 
Hindsight is 20:20. France has the opportunity to learn from the mistakes of Great Britain and America.  24 hrs after their runoff for the Presidency, France has learned!!!   The major parties are joining together in support of Macron, the Centrist Candidate  Let’s pray that they campaign hard for Macron, form the coalition needed to defeat LePen and move forward to help the French worker and France.

 
In Great Britain Cameron proposed Brexit, never believing the People would vote to leave the EU. THE BRIT’s , especially the older shop keepers were tired of being squeezed for revenue and were led to believe that an early exit from the EU would free up money for their National Health Care system at least. This myth has been dispelled, the government fell and the cost of unraveling Britain’s ties to the EU  will take at least 2 years.  Meanwhile, the bill to the EU must be paid.   This task, and many others, falls to the newly elected Theresa May.  She has taken the courageous path toward unifying the Country and her Party’s power base as they plan to exit the EU. What happens next, depends upon the youth vote and their involvement.

 

In America, we are stuck with Trump and his extremist pro business policies and  anti people policies. Our people still need affordable healthcare, good public education, reliable internet and infrastructure jobs. None of these basic needs of life are being addressed by our President or the Congress.

 
If any  Congressmen and women are working on the People’s behalf , we the People are not informed. I am at the point of begging Congress to tell us how we can help them pass laws that benefit the American people.  Communicate with US, all Americans.   We need help now. Not in August. Too many are succumbing to opiate addiction and suicide. Too many folks are being sacrificed on Trumps alter of ideology. This is not what the majority voted.

 

Thankfully, Resistance is emerging and the American people are starting to advocate for their own self interest.  As a people, we must keep pressuring our Congressmen and women to do “right” by “we the People”.  Resist, March and Advocate.  Postcards are available to continue our protest where it counts.  Send a note to your Congress person, these cards make it easy to voice your concerns and choices for change.

 
That’s why I warn both GB and France. Learn from our mistakes. Move center and preserve your cherished Freedoms and Democracy.  The American Public is also awakening!  This gives me “hope” for a better future for all of us.

 

“let’s chat at 11am.

“the heart and pulse of the Middle Class”

Joyce America Speaks: Periscope @11am Do we want a Government run amok?

 

 

Why has our life become confrontational?  Conflict can lead to Solutions, so do “good” policy decisions.    A thoughtful way, that requires no conflict,  merely a clearly stated set of goals.

 
Do we want war or Peace? If we want Peace , why not acknowledge our adversaries and determine where we can achieve Common Ground. War should be a last resort. Targeted missions make the most sense along with Nation Building.

 
Same for Affordable Healthcare Care. We want affordable healthcare. Ideally National Healthcare, if not,  we have to work with Insurance Companies , drug companies, the physicians and hospitals to achieve the best quality of care at the lowest cost. That doesn’t mean the least care at the lowest cost any Moron can achieve that!  “We the people” require a large marketplace , to pay costs forward and more competitive choices to lower costs. The most cost effective healthcare would be expanded Medicare to those 55 yrs and up with phase ins of the rest of the population within 10 yrs.

 
Why have conflicts over deficit reduction?  An artificial cap serves no purpose. Instead we should be generating revenue and thinking about debt reduction policy.   Debt is a function of revenue. Create revenue and reduce deficits by a finite amount every 2 yrs. to an agreed upon minimum. In times of crisis,  expect deficits to increase temporarily.

 
I too have fallen into the conflict trap. I’m mad as hell that Obama was denied his Supreme Court choice. Yet, he didn’t act by whim, he waited for Congress. The same should be true for Trump. The ethics office should know about his Conflicts of interest and his waivers. Visitor logs should be transparent. No Lobbyists should be in government period. We are a Nation of laws. Let’s remember to exercise our rights.

 
Enough is enough. This is a government run amok. Let’s you and me be disruptive in a good way.  See you at 11am and we’ll discus.

 

“the heart and pulse of the Middle Class”