Joyce:America Speaks Periscope @11am Monday : Enough is enough! Let’s unite to seek Common Ground 

June 19, 2017



Why should we the people remain hostage to bad policy ? 

Trump does nothing to help we the people or his base.  80% of Americans do not want the ACA repealed and replaced.   Negotiate with the Insurance Companies, assure them of subsidies , lift the law limiting negotiations by Medicare on Big Pharmaceutical Corporations and “Fix”  the ACA .   Make it more affordable! It’s like us , a work in progress.  Anyone in Congress will get the Glory for making the ACA a quality healthcare product at less costs.

In the normal course of events we’d talk to each other irrespective of our differences. I understand  and don’t support the intensity of hatred between Democrats and Republicans.   Denial of good policy to hurt your opponent makes no sense. It makes no sense to have winner take all politics. In fact, it harms all of us!
Destruction of a previous administrations policies, for the sake of claiming victory for one group ,over another , makes no sense. Politics affects our lives. It isn’t a “blood” sport with a winning team.

We can vote out bad policy, by voting out all of the people’s representatives who act  in the interests of their benefactors instead of in the interests of we the people.   We have to ask, what happened to Statesmanship?  and the  concept of achieving  Common Ground?

Hopefully, Trump and his administration and their enablers will be voted out of office. Some may be impeached. None of these actions can come soon enough for me! I’ve never felt this way before.   The lies spread to demean and disenfranchise people are an unconscionable representative of folks no longer concerned with the unity of our Nation.  Sad, so sad and destructive.

I champion the right of the Center to exist. I champion civility and espouse decent common sense bipartisan policy.   In this age of transparency, those who hide from us and their peers, shows me they are up to no good. Enough is enough.

Let’s go for Impeachment and elect me as the People’s President, sooner rather then later. I promise to stock the cabinet with a bipartisan diverse group of experts.
If you’re with me, tell your Congressman we want to Impeach and remove as many reactionaries & Trump cronies as possible. We want to move our Country forward with real, not Trumped up , jobs. We support the center and seek common ground.

The sooner we remove this group of do nothing’s , the sooner America can get back to restoring our economy and jobs. We want revenue not tax cuts. Let’s unite for the greater good. Together we can work toward eliminating our state of Inequality.


“the heart and pulse of the Middle Class”

JoyceAmericaSpeaks Periscope @11am Monday Wake up America, we’re being boiled alive like Frogs! 

June 11, 2017



What’s the difference between us and the Russians? They don’t care about politics or politicians, as long as they have an apartment, a good paying job and food. They’ve withstood life under the czars, the Revolution, Stalin, and now Putin. The Russian people are ok as long as their lifestyle remains untouched. Tamper with their right to life, liberty and their pursuit of happiness and the Russian people will not tolerate their governments lack of concern for their rights.  Take away the apartments of 1.6 million Muscovites and they take to the streets.

They’re different then us. We are consumed with Politics and politicians and quietly accept our fate, like frogs boiling slowly.    Otherwise, how can you explain our denial of the facts. American rights have been eroding since the 80’s,  yet most of us didn’t realize the harm done to us till recently.   Some still believe in the “goodness” and capability of Donald Trump and his Administration.  They’re accepting the Party line.   They deny their reality and believe with all their heart , as he continues to destroy our Institutions and degrade the rights of labor , that he will produce “good” paying jobs for them.

One has to wonder why are Americans so tolerant? The rest of the World appears to be demanding an end to cronyism and corruption,  while we accept it and shrug  off it’s effects at our peril.  Our economy is not improving.   Wages are stagnant.  Good paying jobs at the management level are non existent.

Wake up America! We’re being swindled. The alt right will not stop their crusade against the poor and the Middle Class till we’ve all taken to the streets or we’re dead. Stop deluding yourselves, change is slow.  I understand. After 9 yrs of being patient myself,  I realize there are no white knights to save us.   I was hoping for a 3 rd Party to emerge and that never happened either.

I am now my own advocate for change. Enough is enough. Bills are passing the House that make my hair curl and few say anything. Every decent Congressman on both sides of the aisle should be denouncing these assaults on “we the People”. I hear some opposition on the GOP side but not many. We need real dissent to counter this extreme agenda. We need centrists. 

I’m no politician and I will encourage decency no matter who says they stand with the American people. Everyone else should get out of our way as we advocate for Legislation that improves the lives of the poor and the Middle Class.  I’ll detail how to generate revenue on Periscope at 11am.

Together we can build an America for the 22 nd Century.  Wake up and join me before we’re boiled alive, ” just like the Frogs”.

See you at 11am and we’ll chat.  More to follow.  Other thoughts to be published tomorrow.  Have a great night.

“The heart and pulse of the Middle Class”

Joyce America Speaks Periscope @11am There are big bucks available to “we the People”! Read ! & Demand! 

May 22, 2017

Countering the narrative. After reading Paul Krugman ‘s and David Brook’s opinion on Friday, I ‘m disheartened that they share each other’s pain. Both are miserable about the State of our union and the Republican Party in particular. Why they opine? There is no leadership ready to take on Trump and his extreme agenda?

The ACA is already hurting individuals because the House bill creates uncertainty in the Insurance business. The Insurance Companies made a profit last year . This year they’re afraid to project future profits because of uncertainties in the subsidies promised which would make premiums affordable for Middle Class folks. This has been confirmed by investigative reporting by The Kaiser Foundation , The Washington Post and The New York Times. Further , since the mandate isn’t enforced , less young people are buying into affordable healthcare ensuring that the pool is less profitable. Whatever happened to paying it forward and feeling good about helping those less fortunate? The ACA will die by neglect, hurting millions in the very States that supported Trump. So where are the leaders to steer this project through to completion or just stay with the existing ACA? Where are the leaders to move our Country forward in spite of the chaos generated by the Trump administration?


How did we get to Party first, re election 1st and labeling dissenters as the opposite Party to be discounted. Where is your sense of responsibility to all people, not those who only agree with your position? Party , before Country as a policy , will implode.


Next, we’ll focus on Foreign Policy , much more palatable to Congressmen then Domestic Policy. The foreign policy trip has been billed as a giant business trip rewarding a few, the President included perhaps? There is big money supporting Donald Trump and his Agenda and it’s forming our foreign policy and our domestic policy as well.


Big business is gutting EPA regulations and creating an environment open to the fossil fuel business, smog, methane gas emissions and other toxins. Back to an abundance of “bad” health days is in our future allowing big fossil fuel businesses to thrive as the polar ice caps melt?
Rather then investing in innovation we are playing ” the same old record of destruction”. Benefiting the few at the expense of the many. Some are even calling the EPA, Devon Industries because Scott Pruitt has a long history of doing business with them. See Sunday’s NY Times expose!
Thankfully, I’ve also read that in spite of Big Money in the Republican extremist movement , young people who would normally identify with Republicans , those 30 and younger , are not buying into the Trump agenda. That’s good news indeed!


Now we need to convert more people to activism and convince the young to run for local office. We should be supporting all decent candidates. The Voice of Joyce will continue to report on issues that concern us dear followers. Remember my chart on Military spending? I knew from bidding experience that the Defense budget was bloated. Bob Woodward of the Washington Post just confirmed the existence of a slush fund and $125 Billion in waste and mis management of the Defense Budget. Confirming 20-25% waste.
No need to suffer when we can sway Congress with our voices and the facts. You have mine , load and clear.
See you at 11 am, let’s chat.
“The heart and pulse of the Middle Class “

Joyce America Speaks Periscope @11am Macron, America’s problem, It’s the Economy, stupid! Plus GOP TAX agenda

May 8, 2017



On an upbeat note, Macron, won the French election. It proves that when , ” we the People” unite, we can and do defeat phony Populists. When Le Pen’s supporters were the Alt right , in France and America, plus Russia , the French people united to defeat these extreme influences on their politics. We dear readers , and followers, played our part too, by unconditionally supporting Macron. We must consider the same tactics when confronting future elections in the USA, unite behind a Centrist candidate for America to progress. Onward, indeed!
NOW BACK TO Topical AMERICAN NEWS, dear followers, our economy can do better . We’re not creating well paid jobs fast enough! Janet Yellen believes part of the problem is less well paid women in the workforce. That’s part of the problem. Let’s look at some other facts as well.



Last week we learned 211,000 new jobs were created. Where? What field? I just learned that after Walmart, Private Equities are the largest employers in our Country.
Bad, so bad! What does private equity produce? They cornered the housing market making profits on foreclosures, now they own the rental market and many prominent businesses are laden with debt! No new R&D, no investment in people or new products, they are contributing to the stagnant economy.
At the beginning of our recession we were told 450,000 jobs had to be added to overcome recessionary trends 9 yrs later .  We appear to be stuck with low inflation and stagnation in products and wages.  The statistics are misleading.


Another ” beef” , when  Jeb Hensearling, assumes the Chair of the Banking Committee,  important banking regulations may be deleted. The Banks do not have enough ” good” assets to overcome a Black Swan event.   My 2 cents. The magic # is 20% capitalization ensuring that the systemically important Banks not , “we the people ” take a hit , if and when a bail out is required.   ( my reference is this week’s Economist)  Monetary Policy alone cannot fix our Country’s lack of productivity.  Poor policy, on the other hand, can lead us back to Recession!

See you at 11am,  Let’s Chat!

“The heart and pulse of the Middle Class “

Joyce America Speaks Periscope @11am moral compass v Harvard Business School MBA’s

April 12, 2017

David Brooks, the NY Times columnist,  is partly right,  we have lost our moral compass and the Harvard Business School is responsible.  Let me explain.

Years ago when you decided to become a  business  person, your motives were different.   You wanted to make a living, pursue the “art of the deal”, and make profits – decently.  Being a business person was not just about making money.  Though you can’t stay in business without making a profit, business became an extension of your life.   Your ethics, leadership qualities, negotiating skills , compassion and the understanding of your customers combined to make the right formula for success.  No more ! Today’s crop of CEO’s , running Big Business,  only care about their investors and  their own  personal bottom line.

What happened ? The professors of the Harvard Business School consult to the CEO’s they have created, reinforcing each other’s belief in the worship of money above all else.  They have worshipped  this ” false idol ” at the expense of Americans and the rest of humanity.

Gone is the original Harvard premise,   pursue business to sell a product and make a profit , “decently”! 

A new day starts now. We the people were angered by United’s callous disregard of a person’s rights and his dignity.  The Public fought back by divesting of United’s stock that caught management’s attention.  Perhaps now they’ll consider the needs of the flying public, too!  People Power works.  Use the power of the purse to get Management’s attention.


See you at 11am and let’s chat.

“the heart and pulse of the Middle Class”

JoyceAmericaSpeaks Periscope @11 am This week in Washington: ACA, Russian Involvement, The Supreme Court? My takeaway? 

March 20, 2017

Dear followers:

This Post was sent to me by my friend, Cathy Albisa at NESRI, detailing 5 reasons to vote against the proposed healthcare bill.  For more analysis  of the AHCA , please review my  previous Posts  and subscribe to the  Kaiser Family Foundation newsletter for additional comprehensive analysis of the proposal’s shortfalls.

Dear Joyce:

House Republicans have introduced their health care plan, a plan that would cause incredible harm in people’s lives. Their bill, the American Health Care Act (AHCA), would lead 24 million people to lose health care coverage, including 14 million next year.

Here are five key takeaways about the AHCA:
1. The AHCA takes away people’s access to health care in order to give $464 billion in tax cuts to the wealthy and to corporations. It is an enormous transfer of wealth and well-being from poor, working class and middle class people to the wealthy and to corporations.

2. The AHCA slashes Medicaid by $880 billion over the next decade — a 25% cut that pushes 14 million people out of the program. The cut comes in two forms: ending and slowly choking off Medicaid expansion and cutting federal Medicaid payments to states.

3. The AHCA cuts ACA subsidies and allows insurance plans to provide less coverage and raise out-of-pocket expenses, which hurts people who are poorer, sicker, and older the most. A 64-year-old with an annual income of $26,500 would see her subsidized premiums rise from $1,700 to $14,600 under the AHCA.

4. The AHCA guts reproductive health care and public health funding. The AHCA would cut off federal funding to Planned Parenthood, and prevent insurance plans that receive tax credits from covering abortion.  It also cuts programs that counsel 1.3 million folks with drug addiction problems.

5. The AHCA leaves the basic structure of the health care system in place, but deepens existing inequities and privatization. If implemented, the AHCA will force people to spend more than they can afford on coverage, obtain a cheaper and skimpier insurance option, or become uninsured.

Read more about how the AHCA will deepen the health care crisis and our piece covering the Congressional Budget Office’s analysis of the bill.
In solidarity,
The NESRI Team

See you at 11am and let’s chat.  Any group requesting linkage to this site is welcome.  We serve the Middle Class Community , we are inclusive!

“the heart and pulse of the Middle Class”

The Voice of Joyce: Healthcare 101

March 14, 2017




Dear Followers:

I’ve looked at the proposed replacement of Healthcare in America and believe it’s important to educate everyone on the merit’s of the ACA , the mandate , plus provide a teach in for “Why we need insurance, What does insurance do for us?”  Like Watson said, “elementary, my dear Holmes” and necessary for an understanding of these complex concepts.  Below is the Power Point presentation on Healthcare 101.  No quiz! LOL  however, I’m open to discussion.


All the best. Joyce

“the heart and pulse of the Middle Class”Slide1Slide2Slide3Slide4Slide5Slide6

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