The Voice of Joyce: Understand the Past , then Look Forward

  Dear followers: Many feel saddened and angry , stating, ” why didn’t I know what was  in happening  in our government”?   Fret not. The brightest people I know sounded the alarm 7 yrs earlier,  around Y2K.  Others , like me, felt betrayed by those I trusted in Government and Big Business, when the … More The Voice of Joyce: Understand the Past , then Look Forward

The voice of Joyce: Poor Monetary Policy! 

It’s so easy to rationalize bad decisions. First we abolished Glass STEAGALL. Why? We allowed Bankers to break the law repeatedly , in effect, gutting the law. We could have said no to the law breakers, but they were Bankers and Bankers, unlike the poor “pot dealer”, gets a pass! Then we allowed credit default … More The voice of Joyce: Poor Monetary Policy! 

The Voice of Joyce: Rationale of Market Force proposals 

We can wish that Banks , Shadow Banks and Bankers were self regulating, but the facts speak for themselves, Bankers break the law regularly and request that the laws be changed . Watering down laws has been the norm; ask Volcker and Greenspan. The only way to correct this behavior is by enforcement and regulation … More The Voice of Joyce: Rationale of Market Force proposals 

The Voice of Joyce: My apology to Peter Orszag 

My apology to Peter Orszag. After reading the 10/13/15 article in the Next New Deal , entitled “Structural Reform beyond Glass Steagall”, by Mike Konczal. I’ve changed my mind.  Peter Orzag was right,   I was wrong.   Look at the facts. 8 years into the Recession, Dodd Frank and it’s enforcement are not happening fast enough … More The Voice of Joyce: My apology to Peter Orszag 

The Voice of Joyce: Bad Judgement Rewarded

Over the top behavior is never appropriate, so , it’s with some chagrin that I read that Phil Graham is to testify before the Banking Commission on his Regulatory expertise! LOL. He was one of the architects of Graham Leach Bailey, the Bill that destroyed Glass Steagall and gave Derivatives a place to grow and … More The Voice of Joyce: Bad Judgement Rewarded

The Voice of Joyce: ” We ” are the Revolution

Guns have become the easy outlet of rage for those already unstable. The same holds true for tensions among the races. It’s the Economy, stupid! It’s making people testy and stressed out. It’s here, it’s everywhere. It’s a damn shame, we , the AMERICAN Citizen, watches a Political circus unfolding before us, fraught with the … More The Voice of Joyce: ” We ” are the Revolution

The Voice of Joyce : want Trillions to spend now? #TAXRISK

I listened to Barney Frank defend DODD Frank today and I’m outraged.  He rails against derivatives now, but where was he during the Fannie and Freddie debacle?  ( For insight into the Fannie and Freddie collapse, read Gretchen Morgenson’s excellent book, “Reckless Endangerment”.)    He’s counseling Hilliary Clinton. That’s funny, she has teams of Economists … More The Voice of Joyce : want Trillions to spend now? #TAXRISK

The voice of Joyce : Money in Politics, Say No to Hillary Clinton

AN OPEN LETTER TO THE AMERICAN PEOPLE, DO WE WANT A DICTATORSHIP, A FIEFDOM? There’s always been money in Politics.  Perhaps not as much as today, thanks to Citizens United, but money and Power go together. I remember the good ” old days” during President Eisenhower’s administration, when the very thought of impropriety was enough … More The voice of Joyce : Money in Politics, Say No to Hillary Clinton

The Voice Of Joyce :” The Heart Is a Lonely Hunter”

Have I mentioned, I belong to a book club, that meets regularly, once a month.  Our mandate is to choose books of social relevancy in paperback.  This month,  one of our members, chose THE HEART IS A LONELY HUNTER, by Carson McCullers  published  in 1940.  The novel takes place in a poor southern town just … More The Voice Of Joyce :” The Heart Is a Lonely Hunter”

PUBLIC ADVOCACY: A call to action

Dear followers:  I just Published my latest Post ” Who can you Trust”!  Feel free to comment and join the group of concerned citizens forming to make our Society a better place.   Please offer your comments, but more then that, I want  to link up with people who have  similar ideas .   I … More PUBLIC ADVOCACY: A call to action