Joyce: AMERICA Speaks Periscope @11am Debt, Munis and Risk! 

Dear followers : Tune in at 11 am What does Peurto Rican debt have in common with 5 States and Greece.? Will the G20 rules save taxpayers? It’s all about holding muni bonds, bank bonds, are they like the CDO’s of 2008?    Mis priced, mis rated and capable of destroying our Economy a second … More Joyce: AMERICA Speaks Periscope @11am Debt, Munis and Risk! 

Joyce “America Speaks”: Derivatives ” weapons of Mass Destruction ” are bigger then in 2008! 

Dear followers: In case of another Bank crisis,  a question has been raised, ”   Are depositors at risk?”    Read the data, dear reader,  and draw your own conclusions.   Derivatives are an important part of the wind down.  All trading in Derivatives would be stopped for one day as these trades are neutralized.  However, they … More Joyce “America Speaks”: Derivatives ” weapons of Mass Destruction ” are bigger then in 2008! 

the Voice of Joyce: Periscope @11AM Why we don’t TRUST Government

Dear Followers: Periscope @11AM Why don’t we trust government? Fiscal Crisis 2008 Pensions Mortgage Backed Securities Imprisonment for minor minority crimes Crony Capitalism Corporate Welfare Destruction of the Middle Class Lobbyists Educational deficiencies Income Inequality Please tune in and add to the list.  Pew research is not sure why government trust is at 19% ,  … More the Voice of Joyce: Periscope @11AM Why we don’t TRUST Government

The voice of Joyce : Money in Politics, Say No to Hillary Clinton

AN OPEN LETTER TO THE AMERICAN PEOPLE, DO WE WANT A DICTATORSHIP, A FIEFDOM? There’s always been money in Politics.  Perhaps not as much as today, thanks to Citizens United, but money and Power go together. I remember the good ” old days” during President Eisenhower’s administration, when the very thought of impropriety was enough … More The voice of Joyce : Money in Politics, Say No to Hillary Clinton

PUBLIC ADVOVACY: ” Merchants of Doubt” ; Conning “We the People” 

First it was cigarettes, then it was fossil fuels and now it’s going to be the Banking industry whitewashing the facts to protect themselves from Regulatory change.  We are dealing with slick con men, donning a look of compassion, while they conceal their true selves behind their Mask.  The mask has been bought and paid … More PUBLIC ADVOVACY: ” Merchants of Doubt” ; Conning “We the People” 

PUBLIC ADVOCACY: “Je Suis HUMAIN!

” Je suis Charlie! “.   I started  my trip in Paris with the obliteration of an icon of French Society, Charlie Hebdo!   Who knew when I arrived in Paris I’d become one of the mourners of those murdered along with the attempted demise of free speech and liberty.   Discussing the Muslim interactions in France  … More PUBLIC ADVOCACY: “Je Suis HUMAIN!

PUBLIC ADVOCACY: Move forward with an extra $1.068 Trillion in revenue

Dear Followers: Last week Congress passed a $1.1 Trillion Budget which guts Regulation of Derivative trades.  Many on both sides of the aisle protested to no avail.  David Vitter and Sherrod Brown proposed legislation to make Derivative trades  less risky.  This was voted down to the Country’s detriment. However, I came up with a better … More PUBLIC ADVOCACY: Move forward with an extra $1.068 Trillion in revenue

PUBLIC ADVOCACY: The Voice of Joyce: PEOPLE POWER/ the Rise of the Middle Class

Dear followers:   This is the proposed text for my upcoming video.  I ask for your verbal support now! This will be the first of several videos . This question  has been bothering me for months, if I were to run for President of the United States, would you , my dear followers , support me? … More PUBLIC ADVOCACY: The Voice of Joyce: PEOPLE POWER/ the Rise of the Middle Class

PUBLIC ADVOCACY: My Journey and yours

I started writing my Blog in May of 2012, 5 yrs after the beginning of the Financial Crisis of 2008. No, I’m not counting deficient, I merely time the start of the Great Recession, with my Business cycle. In June of 2007,  3 months after signing another 5 yr lease with Merit’s landlord of 30 … More PUBLIC ADVOCACY: My Journey and yours

PUBLIC ADVOCACY: Have the People spoken?

For two weeks I have been mulling over what to say to you, my “dear readers”.  I’ve questioned, “Have the People spoken”? By voting in the Republican Party, have the people chosen? Clearly, whether one argues that this was hardly a mandate, it is an acknowledged fact that The Republicans won. Why did the Republicans … More PUBLIC ADVOCACY: Have the People spoken?